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An Easy Way to Stack Discounts and Make More Money

by Ron

Have you ever run into one of these disclaimers? This offer can not be used with any other offer, sale or discount. Frustrating, isn’t it? Especially when you have a coupon for 15% off and the store is running a special on an item you need to buy. Trot up to the cash register and the [...]

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57 Avoidable Tax Mistakes

by Ron

Many of these tax mistakes are easily avoidable if you use Turbo Tax or H&R Block to prepare your taxes. I’ve personally used H&R Block for 12 years … this year will be my 13th. I’m planning to do my taxes this year with both sets of software, just to see if one works better [...]

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Insurance Potholes – Where Are the Gaps In Your Coverage?

by Ron

Insurance potholes, or gaps in the coverage between what your asset is worth and what you insure it for, need to be filled. Most gaps are surprises. Here’s how to avoid surprises.

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12 Truths About Procrastination and You (and me, too)

by Ron

We’ve all done it: put off what we know we should do, waiting until a later time. While many of us are professional procrastinators, the truth is very few people always do everything on time. Sometimes a “wait-and-see” approach pays off, but that process requires thoughtful judgment, and really isn’t the same as procrastination. Forms [...]

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Top 10 Factors Affecting Your Car Insurance Premium

by Ron

The NTSB (National Transportation Safety Board) estimates your lifetime chances of being in an automobile accident at one in four – 25 percent. Car insurance isn’t something you want to “cheap out” but with other items skyrocketing in price, your auto insurance should be a prime candidate for re-evaluation. Auto insurance isn’t an option. It’s [...]

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Use This ONE Tip To Achieve All Your Resolutions

by Ron

Did you make some New Year’s Resolutions? Many, if not most, people do take a few moments to reflect on the previous year and how they want the upcoming one to be different. But change, though relatively simple, is rarely easy. The average resolution lasts just six days before it’s completely abandoned, only to be [...]

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10 Must Read Books For Investors

by Ron

If you’re like me, you like to learn from the experience and wisdom of others. It’s much cheaper that way! When it comes to being an investor, few things can beat the knowledge you and I can absorb by reading books. Plus I just like to read. Photo by jeffpearce Five Books For Active Investors [...]

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Future Big Company Epic Fails

by Ron

Bank of America started it all with their ridiculous $5/month fee to access your own cash by using a debit card and customers reacted by moving to credit unions or online banks like PerkStreet or Ally Bank. Verizon followed up with a fee for paying your cell phone bill online and customers cried “FOUL” so [...]

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Try This Budgeting Software for FREE!

by Ron

Did you know the average New Year’s resolution only lasts 6 days? Many resolutions don’t even last that long but there are many resolutions truly worth keeping this new year. One of those resolutions to keep is “living within a budget” and using your budget to plan your future. I say “living” because using a [...]

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7 Ways to Beat Your Christmas Debt

by Ron

Did you use a credit card this past Christmas? You are not alone. On average, people spend almost $1,000 on Christmas while carrying credit card debt of $9,000 to $12,000! So chances are better than even that most, if not all, of that $1,000 was on credit. What about you? Did you go deeper into [...]

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Bank Fees Disgust Me

by Ron

It seems there’s just no end to the the big bank’s greed and when a bank imposes fees that overdraw an account, I personally feel the need to say something. As an MBA, a corporate officer for a large company, and a self-professed capitalist, I understand a bank’s need to cover its costs. I “get [...]

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