Does Being “In A Rut” Get A Bad Rap?

by Ron

We regularly read about the dangers of being in a rut. I’ve written about it myself (several times), but are there circumstances where being in a rut is a good thing? Does being “in a rut” get a bad rap?
It really depends. There are GOOD ruts – we call them ROUTINES.
Most of life is routine [...]

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What Should I Add To My RSS Reader?

February 6, 2010

Four years ago, I was bored with the Internet. It seemed like I read and visited the same sites over and over – mostly news and politics with a little weather and stock quotes sprinkled in. I did my taxes via the Internet. I check my bank balance. I bought a few things on eBay [...]

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What Are Estate Planning Directives?

February 5, 2010

After you’ve written your will, you probably will want to have a say in how other wishes are carried out. These wishes are called planning directives, and without them, any decisions about your assets (while you’re still alive), or health care decisions (such as your admission in a nursing home), or authorization for [...]

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Writing A Will 101

February 4, 2010

How to write a will
There are two ways to write a will: by yourself or with the aid of a professional.
“Do it yourself” wills: Writing a will by yourself is less expensive than working with an attorney. Expect to spend between $30 and $100 for will writing software. If you have a relatively simple [...]

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Now That You’ve Set Up Your Budget

February 3, 2010

If you’re one of the almost 500 people who have checked out YNAB in the last week or so through this site, I’m sure you’ve been as impressed as I am with this incredible budgeting software. If you’re one of the dozens who has taken the plunge and decided to follow up on your New [...]

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We Have A YNAB Winner!

February 2, 2010

If you head over to YNAB’s site, you’ll find several things that no other financial software company offers: free tutorials, video tutorials, budget coaching, live online coaching, YNAB university, forums, a blog, as well as a free 7 day trial of their program. They don’t demand your passwords and logins from your bank (a super nice security feature). To top it all off, they don’t refer you to a FAQ page if you email their support staff – they actually respond to your individual email. Imagine that!

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Would You Rather Be Right or Be Employed?

February 1, 2010

When you’re working under a difficult supervisor or boss, it’s easy to develop a poor attitude. A bad attitude feels good for a while but demonizing your boss won’t make things better. A far more productive approach is to think of him or her as a person rather than an ogre or monster (or drill instructor). Chances are very good that he or she is dealing with many of the same pressures you are – from family needs and expectations to the expectations (realistic and unrealistic) of higher ups in the organization.

As far as it depends on you, the employee, try to make your boss’ life more pleasant. And let him know that is your goal! How? …

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Roundup and Link Love: Ice Storm January 2010 Edition

January 30, 2010

Here we go again. Almost one year to the day after our last major ice storm, we’re faced with another. I’m a lot better prepared this time and I’m glad I’m with my family this time!
Take a peek at some great posts and articles from the past week:
Judicial Watch has a list of the 2009 [...]

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There’s Still Time To Get Your Name In The Drawing For The Free YNAB Giveaway

January 29, 2010

I will hold the drawing for the best budgeting software you can get on Monday, February 1st, 2010. If you would like to get your name in the drawing for a free copy of You Need A Budget, this fantastic budgeting software, leave a comment – yeah, it really IS that simple to get $60 [...]

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Eat Your Own Dog Food

January 29, 2010

“Eating your own dog food” sounds pretty yucky but actually is a phrase coined by a product manager at Microsoft back in the ’80s. It soon became a motto for using the products you make or recommend to others.It basically means practice what you preach.
I’ve recommended a lot of things on this blog and [...]

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Homeowners Insurance 101

January 27, 2010

Anyone who owns or rents a home should have homeowner’s insurance (called renter’s insurance or tenant’s insurance when applied to rentals). This insurance covers the physical structure of the home and the possessions in it. With rentals, it applies only to the possessions.
Homeowner’s Insurance Coverage Options
There are six main coverage options included in homeowners [...]

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