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Prefer To Use A Tax Prep Software OTHER Than TurboTax or H&R Block?

by Ron

Not everyone uses TurboTax or H&R Block Online to complete their tax return (surprise!). Some people don’t like dealing with large companies, some want to support “the little guys”, and some just like the feel of the other tax software packages. Regardless, there is a significant number of people who prefer to use a smaller [...]

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Beware of These Four Tax Preparation Scams

by Ron

Though most people who prepare tax returns are professionals and render correct, honest, thoughtful and excellent service to their tax return clients, some DO occasionally make a basic math error of miss a deduction. Those aren’t the people you need to beware of. No, I’m talking about the fly-by-night types that engage in fraud and [...]

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What Are My Chances of Being Audited?

by Ron

Good news! The chance you’ll need an IRS tax attorney because you’re being audited isn’t that great. You have about the same chance of dying in a motor vehicle accident (1:100). In fiscal year 2010 (tax year 2009), the IRS audited 1.1% of the more than 142 million returns filed the year before, but for [...]

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TurboTax vs H&R Block Online: Which Is Better?

by Ron

I’ve used H&R Block Online (formerly TaxCut) for 14 years and I’ve never had a problem of ANY sort with their tax preparation software, their electronic income tax filing, or their Worry-Free Audit support. But I’ve always wondered about using TurboTax. Was it easier to use? Was it more intuitive? Would it calculate my taxes [...]

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8 Reasons To Use Your Credit Card

by Ron

Since I started this blog in 2007, I’ve spend a lot of time and energy writing about the dangers of irresponsible credit card use. I fought many personal battles with those little pieces of plastic and while I’m still wary (with good reason), credit CAN be used responsibly. In many cases, you may actually be [...]

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An Easy Way to Stack Discounts and Make More Money

by Ron

Have you ever run into one of these disclaimers? This offer can not be used with any other offer, sale or discount. Frustrating, isn’t it? Especially when you have a coupon for 15% off and the store is running a special on an item you need to buy. Trot up to the cash register and the [...]

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57 Avoidable Tax Mistakes

by Ron

Many of these tax mistakes are easily avoidable if you use Turbo Tax or H&R Block to prepare your taxes. I’ve personally used H&R Block for 13 years … this year will be my 14th. I’m planning to do my taxes this year with both sets of software, just to see if one works better [...]

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Insurance Potholes – Where Are the Gaps In Your Coverage?

by Ron

Insurance potholes, or gaps in the coverage between what your asset is worth and what you insure it for, need to be filled. Most gaps are surprises. Here’s how to avoid surprises.

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12 Truths About Procrastination and You (and me, too)

by Ron

We’ve all done it: put off what we know we should do, waiting until a later time. While many of us are professional procrastinators, the truth is very few people always do everything on time. Sometimes a “wait-and-see” approach pays off, but that process requires thoughtful judgment, and really isn’t the same as procrastination. Forms [...]

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Top 10 Factors Affecting Your Car Insurance Premium

by Ron

The NTSB (National Transportation Safety Board) estimates your lifetime chances of being in an automobile accident at one in four – 25 percent. Car insurance isn’t something you want to “cheap out” but with other items skyrocketing in price, your auto insurance should be a prime candidate for re-evaluation. Auto insurance isn’t an option. It’s [...]

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Use This ONE Tip To Achieve All Your Resolutions

by Ron

Did you make some New Year’s Resolutions? Many, if not most, people do take a few moments to reflect on the previous year and how they want the upcoming one to be different. But change, though relatively simple, is rarely easy. The average resolution lasts just six days before it’s completely abandoned, only to be [...]

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10 Must Read Books For Investors

by Ron

If you’re like me, you like to learn from the experience and wisdom of others. It’s much cheaper that way! When it comes to being an investor, few things can beat the knowledge you and I can absorb by reading books. Plus I just like to read. Photo by jeffpearce Five Books For Active Investors [...]

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Future Big Company Epic Fails

by Ron

Bank of America started it all with their ridiculous $5/month fee to access your own cash by using a debit card and customers reacted by moving to credit unions or online banks like PerkStreet or Ally Bank. Verizon followed up with a fee for paying your cell phone bill online and customers cried “FOUL” so [...]

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