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	<title>Comments on: 10 Lies About Your Credit Report</title>
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	<link>http://www.thewisdomjournal.com/Blog/10-lies-about-your-credit-report/</link>
	<description>Wise Choices. Improved Finances. A Better Life.</description>
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		<title>By: fotini</title>
		<link>http://www.thewisdomjournal.com/Blog/10-lies-about-your-credit-report/comment-page-1/#comment-21758</link>
		<dc:creator>fotini</dc:creator>
		<pubDate>Fri, 23 Sep 2011 23:06:57 +0000</pubDate>
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		<description>i have a credit card ..is on my credit as adverse, it was open in 1999, trans union removed it..equafax is telling me that iberia bank (credit card )...it cant come off until dec 2011...bcz the last deliqunt date is 2004, &amp; experian is telling me that iberia bank  told em that deliquent date was 2007 so is not gonna come out of my experian until 2014....wat should i do ,how can they make up ther own dates, have different dates on credit bureus...</description>
		<content:encoded><![CDATA[<p>i have a credit card ..is on my credit as adverse, it was open in 1999, trans union removed it..equafax is telling me that iberia bank (credit card )&#8230;it cant come off until dec 2011&#8230;bcz the last deliqunt date is 2004, &amp; experian is telling me that iberia bank  told em that deliquent date was 2007 so is not gonna come out of my experian until 2014&#8230;.wat should i do ,how can they make up ther own dates, have different dates on credit bureus&#8230;</p>
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		<title>By: Friday Linkfest: Busy Week Edition</title>
		<link>http://www.thewisdomjournal.com/Blog/10-lies-about-your-credit-report/comment-page-1/#comment-11730</link>
		<dc:creator>Friday Linkfest: Busy Week Edition</dc:creator>
		<pubDate>Fri, 18 Sep 2009 11:02:20 +0000</pubDate>
		<guid isPermaLink="false">http://www.thewisdomjournal.com/Blog/?p=858#comment-11730</guid>
		<description>[...] 10 Lies About Your Credit Report – The Wisdom Journal [...]</description>
		<content:encoded><![CDATA[<p>[...] 10 Lies About Your Credit Report – <a href="http://www.thewisdomjournal.com/Blog/" onclick='window.open(this.href); return false;'>The Wisdom Journal</a> [...]
<p style="opacity:0.5;padding:0;margin:0;display:inline;"><sub><a href="http://www.janhvizdak.com/make-donation-cross-linker-plugin-wordpress.php" onclick="window.open('http://www.janhvizdak.com/make-donation-cross-linker-plugin-wordpress.php'); return false;" target="_blank" style="cursor:help;"><b>&#187;crosslinked&#171;</b></a></sub></p>
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		<title>By: Ron</title>
		<link>http://www.thewisdomjournal.com/Blog/10-lies-about-your-credit-report/comment-page-1/#comment-11722</link>
		<dc:creator>Ron</dc:creator>
		<pubDate>Thu, 17 Sep 2009 01:48:11 +0000</pubDate>
		<guid isPermaLink="false">http://www.thewisdomjournal.com/Blog/?p=858#comment-11722</guid>
		<description>Probably because Chapter 13 DOES get removed seven years from the filing date. I have one account on my credit report that I never used, but has been on there for over 25 years. Never used it even once.</description>
		<content:encoded><![CDATA[<p>Probably because Chapter 13 DOES get removed seven years from the filing date. I have one account on my credit report that I never used, but has been on there for over 25 years. Never used it even once.</p>
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		<title>By: mewithoutdebt</title>
		<link>http://www.thewisdomjournal.com/Blog/10-lies-about-your-credit-report/comment-page-1/#comment-11718</link>
		<dc:creator>mewithoutdebt</dc:creator>
		<pubDate>Wed, 16 Sep 2009 18:40:52 +0000</pubDate>
		<guid isPermaLink="false">http://www.thewisdomjournal.com/Blog/?p=858#comment-11718</guid>
		<description>I have heard from multiple people that bad news (account) etc automatically comes off in 7 years but as you say its 10.Do you know why so many people believe this erroneously?</description>
		<content:encoded><![CDATA[<p>I have heard from multiple people that bad news (account) etc automatically comes off in 7 years but as you say its 10.Do you know why so many people believe this erroneously?</p>
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