Comments on: 10 Places You Don’t Need A Good Credit Score

By: susan

susan — Mon, 06 Apr 2009 23:03:30 +0000

I 100% agree! I do not know or care what my credit score is. My father taught me at a young age “if you don’t have the money-you don’t need it.” I’m only 40 and I have my house and 2 cars paid off. Now, I am not a slave to a paycheck. I can spend my time being a good mom, and a good servant. I am so disheartened at what our media has done to our society! Turn on the TV, you see perfect homes, faces, bodies, etc. Do you see anybody work? None of it is realistic.
My husband is in construction. He has built beautiful homes. He has gone back 2-4 years later, these homes have sheets on the windows and no furniture. They can’t afford anything but the house payment. I would rather have affordable 4 walls (thats what they are) and be able to decorate, entertain, still have a life. It is a disjustice what we are doing to-or teaching-our next generation. My parents are from the depression era and they taught me so many important lessons. Most importantly, how to really care about yourself, your family, your neighbors, and the rest of the world. I believe this all goes further than just money. Our nation has become so shallow! Shallow with sex, money, drugs, all of it.
There is a movement toward getting back to basics and what is really important. It is a much happier, more satisfying life. It doesn’t matter what others think of you. There is only one judge! It is not me, and it is not you. We shoud start boycotting media sources that show such shallow behaviors. If nobody supported it, it would change. We as consumers have alot of power. Start using it wisely!

By: Weekly Roundup - March Madness Edition | Start Living Frugal

Weekly Roundup - March Madness Edition | Start Living Frugal — Thu, 19 Mar 2009 11:20:54 +0000

[...] 10 Places You Don’t Need A Good Credit Score [...]

By: Weekly Roundup - March Madness Edition | Start Living Frugal

Weekly Roundup - March Madness Edition | Start Living Frugal — Thu, 19 Mar 2009 11:20:54 +0000

[...] 10 Places You Don’t Need A Good Credit Score [...]

By: Weekly Roundup - March Madness Edition | Frugal Dad

Weekly Roundup - March Madness Edition | Frugal Dad — Thu, 19 Mar 2009 10:01:28 +0000

[...] 10 Places You Don’t Need A Good Credit Score [...]

By: Larry Jones

Larry Jones — Wed, 18 Mar 2009 01:24:54 +0000

If Dave Ramsey can have a credit score of “0″ and be incredibly wealthy and successful, I figure I can too.

My wife and I became debt free almost 2 years ago, and I haven’t even checked our score since, because we don’t do debt anymore.

There’s probably a lot of people out there who have good FICO scores, but if you really dug into their actual finances, they are on shaky ground.

It’s time for America to stop worshiping at the altar of the great FICO.

By: stewardshipjourney

stewardshipjourney — Tue, 17 Mar 2009 23:09:45 +0000

The interesting thing to me about that commercial is that it’s not like going to freecreditreport.com will actually help you improve your score. You just pay them money and they tell you what it is. As a financial planner, I’m amazed at how many people come through the doors having no clue what a credit score is or how to build one. Just a couple of weeks ago a guy asked me if he should get a credit card and then be late a couple of times on his payment to help build his score! Credit isn’t bad, but it sure is dangerous.
Thanks for the reminder about what’s really important – none of them have to do a lick with money!

By: Jeff@MySuperChargedLife

Jeff@MySuperChargedLife — Tue, 17 Mar 2009 20:39:55 +0000

Ron – Love this post! Thankfully, there are still plenty of places where your credit score does NOT matter. Real life doesn’t take Visa or Mastercard!

By: Lise

Lise — Tue, 17 Mar 2009 14:17:33 +0000

It’s a shame that site has such catchy advertising, when it’s such a gimmick. Clearly annualcreditreport.com needs to catch on

I’m also irked by the ads I hear that confuse a credit report with a credit score… there’s one I hear on the radio quite frequently.

By: LP

LP — Tue, 17 Mar 2009 12:48:09 +0000

I’m just glad you wrote about this. Our culture has a way of seeping in on our lives. Mostly by media….just don’t let it. Good article by the way!

By: TParkerson

TParkerson — Tue, 17 Mar 2009 12:30:45 +0000

Thanks Ron for the important reminder…although I love the freecreditreport.com songs and always sing along!!

I agree that it is important to leave a legacy but like you, am more concerned that it be one of love, warmth and joy. I am more than a number, be it stellar or bruised, or than any other artificial category invented to manipulate the data!

My beloved children (and grands!) don’t have a clue what my number is but they will all tell you that Mome’ / Meme’ will drop ANYTHING to be there for them…that she always has a smile and a hug, and usually cookies too! That her house is always the “fun” house on the block with lots to do and huge laughter. I could go on but you get the idea…I may not always do the numbers thing right but my people things are always right on!!

A great line from Jerry Mundis’ “Get out of Debt….” that puts it all in perspective, I think, is that credit scores are only for people who want to continue to be in debt. Maybe a little simplistic, but in the spirit of financial freedom…if you have it, you can be much less susceptible to artifically created numbers that don’t add value to your legacy!

Have a glorious day…we are among the most blessed! Time’