Archive for January, 2008

POLL: What is Your Personal Experience with Multi Level Marketing Opportunities?

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12 Things I Learned By 42 That I Wish I Knew At 22

By the time I was 22, I knew who I wanted to marry, was in the process of quitting college, going into debt, and thought that I would be a millionaire by the time I was 30 because I was so smart. Hey, it might take me until 35, but that was the top end.

If I could go back in time, here are a few items I would tell my 22 year old self.


To Change Your Financial Life, You May Have To Change Your Friends

So who are you spending time around? Whomever it is, that person can have a profound impact on your financial life for good or for bad. Friends, family, and co-workers may not have the same ideas about holding the line on spending as you do. When you spend time with and around them, you can find yourself tempted to follow their lead “just to keep up.” Your best defense . . .


Little Things Matter

Several days ago, Trent at The Simple Dollar wrote a blog post on 12 Little Hacks That Add Up To A Lot. What other ideas could change your financial or personal life?
One small thing I’ve done recently is stop putting sugar in my coffee. Since I drink 3 or 4 cups per day with 2+ [...]


Weekend Roundup - 42nd Birthday Edition

Weekend Roundup - 42nd Birthday Edition. Notice the post time - that’s what time I was born!
I cannot believe I’m 42. FOURTY TWO years old. The way I figure it, I have 25 years to make it to full retirement age for Social Security. So what can I accomplish in the next 25 years? Fully [...]


Video Friday - Baby Laughter Edition

Everyone loves a laughing baby.
Just forget about your concerns for the next 18 seconds.
The Spanish translates to: See how long you can go without laughing.

Laughter - Funny video clips are a click away
If you liked this post, would you consider buying me a cup of coffee?
Sphere: Related Content


12 Steps to Setting a Financial Goal

Athletes set goals to win their competitions. Sales people set goals to close sales. Politicians set goals to get votes. Students (hopefully) set goals to get good grades. CEO’s set goals to increase revenue. What personal financial goals have you set?
Constantly setting goals is a mark of successful people. That sounds like a broad statement, [...]


DON’T Be Yourself In A Job Interview

My advice to him was, “Don’t be yourself, be your professional self.” The puzzled look on his face told me I needed to explain what I meant.


My Identity Was Stolen!

September 23, 2004. That was the day I discovered that someone had stolen my identity. I’ll reveal who it was later in this article, but you’ll be surprised, believe me. Several nights earlier, we had come home and discovered a message on our answering machine from American Express, asking me to call to discuss my [...]


How You Can Survive the Credit Crisis

Don’t think of your home as an ATM. Just because you’ve built up some equity doesn’t mean you should tap into it. Allow this asset to grow in value as you reduce the principle you own on it. If market conditions in your area are exerting downward pressure on your home’s value, don’t panic. Real estate is a long term investment.