Author Archive

Site Update - June 2008 Edition

Want a FREE book? Sign up for my RSS feed and then email the free book code to thewisdomjournal [at] gmail [dot] com. Just replace the “at” with the “@” sign and the “dot” with “.” Your name will be entered in the bi-weekly drawing and you’ll always stay up to date with what’s happening [...]


The Truth About Your Credit Score (from an expert)

I recently had the great pleasure and honor to conduct an email interview with Barry Paperno from www.myFICO.com. Barry is an expert in the field of credit scoring. My questions were selected from things I personally wondered about, as well as some questions I’ve been asked by readers in the past. Here is the interview [...]


Don’t Forget! Getting Things Done Edition

Reminder:
Looking to organize your life? Want to read THE guru of time management’s tips and techniques? Then Getting Things Done: The Art of Stress-Free Productivityby David Allen is the book for you and I’ll be giving it away very soon for FREE. I even pay the shipping!
To have your name entered, simply email the FREE [...]


7 Tips To Reduce Your College Costs

College costs just keep escalating and gasoline appears to have a better chance of moderating than college tuition. With college costs expected to consistently rise ahead of the inflation rate, it’s becoming more and more difficult to comprehend that 18+ years of saving will not be sufficient to cover the costs of college. What’s a [...]


Roundup and Link Love - Yellowstone 2008 Edition

photo credit: Mega Hammond
I’m writing this one a little early because we’re currently on our way to Yellowstone National Park! I’m planning on posting some pictures early next week so stay tuned…
Here are some fabulous posts from The Life Skills Network. Be sure and check these out.
A simple life is a good life @ [...]


IRS Mileage Rate Increase for the Remainder of 2008

In poking around the website today, I ran across this little nugget:
WASHINGTON — The Internal Revenue Service today announced an increase in the optional standard mileage rates for the final six months of 2008. Taxpayers may use the optional standard rates to calculate the deductible costs of operating an automobile for business, charitable, medical or [...]


Help a Reader - Becoming a Millionaire

I recently received this email i reference to my review of Millionaire By Thirty.
I just read through this book, I’ve now read 10 “millionaire” books and I am (25 yrs) making less than $50K, I have no savings, and I live at home (after living in a rental that was foreclosed upon!)…I’m willing to [...]


How I Teach My Kids About Money and Life By Using Bricks

photo credit: dewfall
JD at Get Rich Slowly posted that small changes are the building blocks of financial success. I couldn’t agree more. The little blocks that make up every decision we make are what constructs our lives, financial, spiritual, emotional, psychological, occupational, and every other “—tional” you can think of.
Just like a building is [...]


For Sale To The Highest Bidder: Your Identity

Your identity is one of your most valuable personal assets. It defines who you are. It can save you big money when applying for loans (if you protect it), or it can cost you big bucks when an unauthorized person uses it. Identity thieves are buying complete identities… names, Social Security numbers, addresses, dates of birth, functioning credit card numbers and more for as little as two dollars.


Turning Around Your Financial Life (Part 2 of the story)

Yesterday’s post, Bad Debt Leads to a Bad Job and a Rough Life, hit home with quite a few people. Today, the saga continues, but in a different direction…
“Pregnant? You mean–with a baby?” Chris felt lightheaded and like his legs were made of rubber. Still, he gathered himself enough to hug Lisa and pretend that [...]