Credit
The Truth About Your Credit Score (from an expert)
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For Sale To The Highest Bidder: Your Identity
Your identity is one of your most valuable personal assets. It defines who you are. It can save you big money when applying for loans (if you protect it), or it can cost you big bucks when an unauthorized person uses it. Identity thieves are buying complete identities… names, Social Security numbers, addresses, dates of birth, functioning credit card numbers and more for as little as two dollars.
Turning Around Your Financial Life (Part 2 of the story)
Yesterday’s post, Bad Debt Leads to a Bad Job and a Rough Life, hit home with quite a few people. Today, the saga continues, but in a different direction…
“Pregnant? You mean–with a baby?” Chris felt lightheaded and like his legs were made of rubber. Still, he gathered himself enough to hug Lisa and pretend that [...]
Bad Debt Leads To A Bad Job And A Rough Life
Chris felt like he had been kicked in the stomach when he saw how much he and Lisa would have to pay each month. “How are we going to make it? We have almost no disposable income as it is after car payments and insurance and the credit card!” Lisa tried to calm him down and told him that “things will work out somehow, they always do,” but Chris was inconsolable. “I’ll just have to get a better job,
Creditors Have Better Memories Than Debtors
Creditors have better memories than debtors.
—– Benjamin Franklin, Poor Richard’s Almanac (1758)
Have you ever lent someone some money and then wondered how to get them to pay you back? Maybe you KNEW you shouldn’t lend it, but you felt pressured to help them out. Maybe you dropped a few hints, maybe you even brought it [...]
My Top 5 Personal Finance Blunders
NOTE: This post was graciously included in the 3rd Anniversary of the Carnival of Personal Finance #157 as an EDITOR’S CHOICE at Consumerism Commentary. Many thanks to Flexo for hosting. Be sure and subscribe to Consumerism Commentary via RSS or email.
I’ve written some posts in the past few months about 7 bad decisions I [...]
No Wonder He’s On The Hundred Dollar Bill
How would you describe a person who was an author, businessman, printer, entrepreneur, politician, scientist, inventor, statesman, diplomat, and a literal walking encyclopedia? His wisdom held together a fragile disparate group, contemplating a revolt against the most powerful nation on the face of the earth at the time. He led a colorful life and left [...]
Book Review: Millionaire By Thirty
Millionaire by Thirty: The Quickest Path to Early Financial Independence was written by Douglas R. Andrew and his two sons, Emron and Aaron.
The book takes a different approach than many financial authors in that it doesn’t advocate cutting up your credit cards, paying off all your debt, or discouraging you from drinking a latte every [...]
My Credit Card Is Dead! Long Live Freedom!
Today, my credit card died. But it was an untimely death, one that should have happened a long time ago. Today the old bat is pushing up daisies, with big X’s over its eyes.
The balance is ZERO! Woo Hoo! Let’s celebrate!
I haven’t been credit card debt free since 2002, and even then, I had been [...]
Stop Identity Theft With A Credit Freeze
Identity theft and the assault on our credit records continues to get worse. The latest statistics from the Federal Trade Commission, indicate about 8.3 million people as victims of identity theft in 2005. My identity was stolen the previous year so I understand the frustrations those 8.3 million people felt in trying to repair and [...]
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