Book Review: Millionaire By Thirty

By Admin | May 28, 2008

It appears that you’re new here. If you like this content, subscribe to my feed via RSS or Email and you can keep up with all the new posts.If you aren’t sure how to use an RSS feed, read this post.Millionaire by Thirty: The Quickest Path to Early Financial Independence was written by Douglas R. [...]

My Credit Card Is Dead! Long Live Freedom!

By Admin | May 15, 2008

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Today, my credit [...]

Stop Identity Theft With A Credit Freeze

By Admin | May 8, 2008

Identity theft and the assault on our credit records continues to get worse. The latest statistics from the Federal Trade Commission, indicate about 8.3 million people as victims of identity theft in 2005. My identity was stolen the previous year so I understand the frustrations those 8.3 million people felt in trying to repair and [...]

How I Handled A Collections Letter

By Admin | Apr 30, 2008

Receiving a collections letter doesn’t have to be the heart stopping event that it usually is for most people. Collections letters are designed for one thing: to collect a debt. How a collections letter does that is through fear, intimidation, and sometimes threats.

7 Solid Tips For Living Debt Free

By Admin | Apr 22, 2008

Editor’s Note: This post was included in the Carnival of Personal Finance at Lazy Man and Money. Be sure and check out the carnival!

One of the comments from yesterday’s post asked for more specific tips for staying debt free.
I’d be interested in you posting a follow up to this story once you get some tips.
My [...]

The Beginner’s Guide to Living Debt Free

By Admin | Apr 21, 2008

D-day is fast approaching. Debt Day. The way I calculate it, I could very easily be debt free within 12 months, sooner if I drained my 6 month emergency fund, cashed in some brokerage accounts, cut out vacations, and took the kids out of private school. I’ll pass on those and just settle for a [...]

24 Signs You May Be A Mega Consumer

By Admin | Apr 8, 2008

Mega Consumers appear to be the driving force in the US economy. Everything hinges on the consumer: the auto industry, the home building industry, the retail industry, the restaurant industry, even the banking industry. Your government thinks so much of consumers, they have sent out “stimulus” checks.
Frugal websites abound with tips and techniques that try [...]

My Worst Decision Ever

By Admin | Apr 4, 2008


If you’ve read my post 12 Things I Learned By 42 That I Wish I Knew At 22, you know that I say in number 11, Never accept a job just because the pay is higher. Life is more than money.
I haven’t always believed that, nor have I always lived according to that principle. [...]

Another Way Credit Card Companies Will Stab You in the Back

By Admin | Mar 18, 2008

Note: This post was included in the Carnival of Personal Finance Baby Education Edition at Million Dollar Journey. Check this site out!

Oh the heady days of 2003! Credit was easy, living was high. Banks and credit card companies were rolling in the profits as the US was coming out of the economic aftermath of [...]

Could You Survive on 36 Percent Interest Rates Or Is That Too Little ?

By Admin | Mar 14, 2008

But, if you were earning 36 percent on your investment portfolio, it would double every two years. Starting with just $1,000 in the bank, in twenty years you’d have over $1,024,000 depending on your compounding schedule. A 36 percent return on investment is a dream come true for most businesses.

But, apparently 36 percent isn’t enough…

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