Money
The Truth About Your Credit Score (from an expert)
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IRS Mileage Rate Increase for the Remainder of 2008
In poking around the website today, I ran across this little nugget:
WASHINGTON — The Internal Revenue Service today announced an increase in the optional standard mileage rates for the final six months of 2008. Taxpayers may use the optional standard rates to calculate the deductible costs of operating an automobile for business, charitable, medical or [...]
How I Teach My Kids About Money and Life By Using Bricks
photo credit: dewfall
JD at Get Rich Slowly posted that small changes are the building blocks of financial success. I couldn’t agree more. The little blocks that make up every decision we make are what constructs our lives, financial, spiritual, emotional, psychological, occupational, and every other “—tional” you can think of.
Just like a building is [...]
For Sale To The Highest Bidder: Your Identity
Your identity is one of your most valuable personal assets. It defines who you are. It can save you big money when applying for loans (if you protect it), or it can cost you big bucks when an unauthorized person uses it. Identity thieves are buying complete identities… names, Social Security numbers, addresses, dates of birth, functioning credit card numbers and more for as little as two dollars.
Turning Around Your Financial Life (Part 2 of the story)
Yesterday’s post, Bad Debt Leads to a Bad Job and a Rough Life, hit home with quite a few people. Today, the saga continues, but in a different direction…
“Pregnant? You mean–with a baby?” Chris felt lightheaded and like his legs were made of rubber. Still, he gathered himself enough to hug Lisa and pretend that [...]
Bad Debt Leads To A Bad Job And A Rough Life
Chris felt like he had been kicked in the stomach when he saw how much he and Lisa would have to pay each month. “How are we going to make it? We have almost no disposable income as it is after car payments and insurance and the credit card!” Lisa tried to calm him down and told him that “things will work out somehow, they always do,” but Chris was inconsolable. “I’ll just have to get a better job,
Creditors Have Better Memories Than Debtors
Creditors have better memories than debtors.
—– Benjamin Franklin, Poor Richard’s Almanac (1758)
Have you ever lent someone some money and then wondered how to get them to pay you back? Maybe you KNEW you shouldn’t lend it, but you felt pressured to help them out. Maybe you dropped a few hints, maybe you even brought it [...]
Does Your Wallet Have A Leak?
Little things matter but those little things are easy to ignore because, well, they’re so . . . little and insignificant. But in today’s slowing economy, we need to insure that we’re reducing our consumption of unneeded items and saving the difference. Nothing is too little. Nothing is insignificant. We have to examine every habit [...]
Roundup and Link Love - Congratulations to Valorie and Scott
Wow! There’s a lot going on this weekend. My cousin Valorie is getting married today and we’re traveling to the wedding as you read this. Many best wishes to the new couple as they start their lives together! I was married 18 years ago this month, but it still seems like yesterday…
The winner of [...]
The Secret To Being Rich
Contentment makes poor men rich; discontentment makes rich men poor.
—Benjamin Franklin
Again, wise words from a wise man.
Is there an easy path to riches? No. But there is an easy path to wealth. Contentment. Real wealth is not wrapped up in things, rather it’s wrapped up in how you view yourself and your situation.
A [...]
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