5 Reasons to Write a Will - Small Step Challenge
I have to admit that I haven’t thought much about writing a Will for 10 years or more, though I DO have one. I wrote it back in 1996, before we had my son. Even though it does make a cryptic reference to “additional children” I may have after writing it, I think it would be a blow to my son’s psyche to not be mentioned in his father’s Will…should something happen.
The reasons for writing a Will are many, though some may be personal rather than practical, but here you go:
My Ex-Spouse Cosigned a Loan - Am I Liable?
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I recently received [...]
The Truth About Your Credit Score (from an expert)
I recently had the great pleasure and honor to conduct an email interview with Barry Paperno from myFico.com. Barry is an expert in the field of credit scoring. My questions were selected from things I personally wondered about, as well as some questions I’ve been asked by readers in the past. Here is the interview [...]
IRS Mileage Rate Increase for the Remainder of 2008
In poking around the website today, I ran across this little nugget:
WASHINGTON — The Internal Revenue Service today announced an increase in the optional standard mileage rates for the final six months of 2008. Taxpayers may use the optional standard rates to calculate the deductible costs of operating an automobile for business, charitable, medical or [...]
For Sale To The Highest Bidder: Your Identity
Your identity is one of your most valuable personal assets. It defines who you are. It can save you big money when applying for loans (if you protect it), or it can cost you big bucks when an unauthorized person uses it. Identity thieves are buying complete identities… names, Social Security numbers, addresses, dates of birth, functioning credit card numbers and more for as little as two dollars.
Does Your Wallet Have A Leak?
Little things matter but those little things are easy to ignore because, well, they’re so . . . little and insignificant. But in today’s slowing economy, we need to insure that we’re reducing our consumption of unneeded items and saving the difference. Nothing is too little. Nothing is insignificant. We have to examine every habit [...]
The Secret To Being Rich
Contentment makes poor men rich; discontentment makes rich men poor.
—Benjamin Franklin
Again, wise words from a wise man.
Is there an easy path to riches? No. But there is an easy path to wealth. Contentment. Real wealth is not wrapped up in things, rather it’s wrapped up in how you view yourself and your situation.
A [...]
My Top 5 Personal Finance Blunders
NOTE: This post was graciously included in the 3rd Anniversary of the Carnival of Personal Finance #157 as an EDITOR’S CHOICE at Consumerism Commentary. Many thanks to Flexo for hosting. Be sure and subscribe to Consumerism Commentary via RSS or email.
I’ve written some posts in the past few months about 7 bad decisions I [...]
Can You Have Too Much Insurance?
Recently, Ron shared his rationale for purchasing disability insurance to protect you and your loved ones in the case of the unthinkable. This week, he’s given me the opportunity to present a different perspective.
In recent years, long-term care insurance and disability insurance have become hot topics. An unexpected disability can decimate a family’s wealth and [...]
Shopping Around for Auto Insurance
In order to make sure that you get the best coverage for you, at the best price, you need to shop around for your auto insurance.
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