Comments on: Keep Your New Year’s Resolution by Going Into MORE Debt? http://www.thewisdomjournal.com/Blog/citibank-new-years-resolution/ Wise Choices. Improved Finances. A Better Life. Sun, 05 Feb 2012 12:01:40 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Ron http://www.thewisdomjournal.com/Blog/citibank-new-years-resolution/comment-page-1/#comment-638 Ron Tue, 26 Feb 2008 23:50:38 +0000 http://www.thewisdomjournal.com/Blog/citibank-new-years-resolution/#comment-638 @Adfecto If you've got the self discipline, then I'm cheering you on. Moving it to a 0% interest rate is fabulous so long as you don't run up the old accounts. Wow, 6 months? @Adfecto
If you’ve got the self discipline, then I’m cheering you on. Moving it to a 0% interest rate is fabulous so long as you don’t run up the old accounts.

Wow, 6 months?

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]]> By: Adfecto http://www.thewisdomjournal.com/Blog/citibank-new-years-resolution/comment-page-1/#comment-633 Adfecto Tue, 26 Feb 2008 21:57:23 +0000 http://www.thewisdomjournal.com/Blog/citibank-new-years-resolution/#comment-633 I actually did move some debt around to get a year of 0% interest for 2008. It will save me hundreds in interest payments. I'm still struggling some to stick to my accelerated payment schedule, and I certainly haven't added any more debt. By using these offers I will be debt free 6 months earlier (24 rather than 30). I don't advise this for everyone but for some it is very worthwhile. I actually did move some debt around to get a year of 0% interest for 2008. It will save me hundreds in interest payments. I’m still struggling some to stick to my accelerated payment schedule, and I certainly haven’t added any more debt. By using these offers I will be debt free 6 months earlier (24 rather than 30). I don’t advise this for everyone but for some it is very worthwhile.

]]> By: Ron http://www.thewisdomjournal.com/Blog/citibank-new-years-resolution/comment-page-1/#comment-612 Ron Tue, 26 Feb 2008 04:40:40 +0000 http://www.thewisdomjournal.com/Blog/citibank-new-years-resolution/#comment-612 @My Dollar Plan If you can pull it off, believe me, I'm cheering you on from the sidelines. I actually love hearing stories of how people stuck it to the credit card companies! I just don't think I could manage an arbitrage with everything else that's going on in my life :) @My Dollar Plan
If you can pull it off, believe me, I’m cheering you on from the sidelines. I actually love hearing stories of how people stuck it to the credit card companies! I just don’t think I could manage an arbitrage with everything else that’s going on in my life :)

]]> By: Ron http://www.thewisdomjournal.com/Blog/citibank-new-years-resolution/comment-page-1/#comment-603 Ron Tue, 26 Feb 2008 03:46:49 +0000 http://www.thewisdomjournal.com/Blog/citibank-new-years-resolution/#comment-603 @Frugal Dad Thanks. Getting a debt consolidation loan is like having your wheels in the sand. You make a lot of noise and burn a lot of gas, but you really don't get anywhere. @Frugal Dad
Thanks. Getting a debt consolidation loan is like having your wheels in the sand. You make a lot of noise and burn a lot of gas, but you really don’t get anywhere.

]]> By: My Dollar Plan http://www.thewisdomjournal.com/Blog/citibank-new-years-resolution/comment-page-1/#comment-611 My Dollar Plan Tue, 26 Feb 2008 03:33:25 +0000 http://www.thewisdomjournal.com/Blog/citibank-new-years-resolution/#comment-611 Of course I fall into the arbitrage gang, but I agree that it is not for everyone. In fact it is not for most people. Using credit cards takes discipline and I commend people for realizing that consolidation allows people to get further into debt if you aren't careful. Of course I fall into the arbitrage gang, but I agree that it is not for everyone. In fact it is not for most people. Using credit cards takes discipline and I commend people for realizing that consolidation allows people to get further into debt if you aren’t careful.

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