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	<title>Comments on: My Credit Card Is Dead! Long Live Freedom!</title>
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	<link>http://www.thewisdomjournal.com/Blog/credit-card-paid-off-debt-fre/</link>
	<description>Wise Choices. Improved Finances. A Better Life.</description>
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		<title>By: 50 Frugal Things You Aren't Doing &#124; The Wisdom Journal</title>
		<link>http://www.thewisdomjournal.com/Blog/credit-card-paid-off-debt-fre/comment-page-1/#comment-6595</link>
		<dc:creator>50 Frugal Things You Aren't Doing &#124; The Wisdom Journal</dc:creator>
		<pubDate>Wed, 17 Sep 2008 05:02:20 +0000</pubDate>
		<guid isPermaLink="false">http://www.thewisdomjournal.com/Blog/?p=161#comment-6595</guid>
		<description>[...] off your credit card each and every month. Most people in North America carry a balance on their credit cards. It&#8217;s how the credit card companies stay in business&#8230;and they&#8217;re doing quite [...]</description>
		<content:encoded><![CDATA[<p>[...] off your <a href="http://www.thewisdomjournal.com/Blog/go/creditcard.php/" onclick='window.open(this.href); return false;' rel='nofollow'>credit card</a> each and every month. Most people in North America carry a balance on their credit cards. It&#8217;s how the <a href="http://www.thewisdomjournal.com/Blog/go/creditcard.php/" onclick='window.open(this.href); return false;' rel='nofollow'>credit card</a> companies stay in business&#8230;and they&#8217;re doing quite [...]</p>
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		<title>By: Your children's REAL inheritance &#124; The Wisdom Journal</title>
		<link>http://www.thewisdomjournal.com/Blog/credit-card-paid-off-debt-fre/comment-page-1/#comment-2714</link>
		<dc:creator>Your children's REAL inheritance &#124; The Wisdom Journal</dc:creator>
		<pubDate>Sat, 19 Jul 2008 14:15:20 +0000</pubDate>
		<guid isPermaLink="false">http://www.thewisdomjournal.com/Blog/?p=161#comment-2714</guid>
		<description>[...] in good shape on this question. I have a solid plan to pay every last penny and have recently paid off all of my credit cards! BUT, I can&#8217;t forget the other debt obligations I have (student loans, [...]</description>
		<content:encoded><![CDATA[<p>[...] in good shape on this question. I have a solid plan to pay every last penny and have recently paid off all of my credit cards! BUT, I can&#8217;t forget the other debt obligations I have (student loans, [...]</p>
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		<title>By: jj-fad</title>
		<link>http://www.thewisdomjournal.com/Blog/credit-card-paid-off-debt-fre/comment-page-1/#comment-2396</link>
		<dc:creator>jj-fad</dc:creator>
		<pubDate>Mon, 23 Jun 2008 15:55:28 +0000</pubDate>
		<guid isPermaLink="false">http://www.thewisdomjournal.com/Blog/?p=161#comment-2396</guid>
		<description>Congratulations Ron!

It is a great feeling to be debt free. It&#039;s like no other. 

I&#039;m with you... goal was to get rid of all my debt before my 30th birthday (in 1 week). i made it!!

student loan paid off at 28, then car and cc at 29). 

started plan in &#039;02. got serious in &#039;06. 

I have $30 in my savings account, but i don&#039;t owe a SINGLE person. 35%-60% of my income will now go to my savings. so SCREW THEM ALL!!! 

If we have to slave - i mean work -  everyday of our lives, let us lessen the burden by getting the highest return for our hard work - ALL SAVINGS, MORE TIME, NO BILLS, AND WEALTH!! 

NO BILLS = LOTS OF FUN!!!  

I thank God for giving me the insight to see the light to secure my future as best I can.</description>
		<content:encoded><![CDATA[<p>Congratulations Ron!</p>
<p>It is a great feeling to be debt free. It&#8217;s like no other. </p>
<p>I&#8217;m with you&#8230; goal was to get rid of all my debt before my 30th birthday (in 1 week). i made it!!</p>
<p>student loan paid off at 28, then car and cc at 29). </p>
<p>started plan in &#8217;02. got serious in &#8217;06. </p>
<p>I have $30 in my <a href="	http://www.thewisdomjournal.com/Blog/go/savingsaccount.php/" target='_blank'>savings account</a>, but i don&#8217;t owe a SINGLE person. 35%-60% of my income will now go to my savings. so SCREW THEM ALL!!! </p>
<p>If we have to slave &#8211; i mean work &#8211;  everyday of our lives, let us lessen the burden by getting the highest return for our hard work &#8211; ALL SAVINGS, MORE TIME, NO BILLS, AND WEALTH!! </p>
<p>NO BILLS = LOTS OF FUN!!!  </p>
<p>I thank God for giving me the insight to see the light to secure my future as best I can.</p>
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		<title>By: If I Only Had A Financial Mulligan: The 50 Percent Savings Plan &#124; Frugal Dad</title>
		<link>http://www.thewisdomjournal.com/Blog/credit-card-paid-off-debt-fre/comment-page-1/#comment-2224</link>
		<dc:creator>If I Only Had A Financial Mulligan: The 50 Percent Savings Plan &#124; Frugal Dad</dc:creator>
		<pubDate>Wed, 11 Jun 2008 11:01:37 +0000</pubDate>
		<guid isPermaLink="false">http://www.thewisdomjournal.com/Blog/?p=161#comment-2224</guid>
		<description>[...] a crazy person! Imagine if you didn&#8217;t owe a dime to anyone - no car payment, no mortgage, no credit cards, and no student loans. Could 50% of your income provide for food, utilities, medicines, and a few [...]</description>
		<content:encoded><![CDATA[<p>[...] a crazy person! Imagine if you didn&#8217;t owe a dime to anyone &#8211; no car payment, no <a href="http://www.thewisdomjournal.com/Blog/go/mortgage.php/" onclick='window.open(this.href); return false;'>mortgage</a>, no credit cards, and no student loans. Could 50% of your income provide for food, utilities, medicines, and a few [...]</p>
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		<title>By: The Dave Ramsey Baby Steps: Everybody&#8217;s a Critic &#124; Frugal Dad</title>
		<link>http://www.thewisdomjournal.com/Blog/credit-card-paid-off-debt-fre/comment-page-1/#comment-2046</link>
		<dc:creator>The Dave Ramsey Baby Steps: Everybody&#8217;s a Critic &#124; Frugal Dad</dc:creator>
		<pubDate>Thu, 29 May 2008 11:01:36 +0000</pubDate>
		<guid isPermaLink="false">http://www.thewisdomjournal.com/Blog/?p=161#comment-2046</guid>
		<description>[...] With six months of savings in place you are &#8220;self-insured&#8221; against emergencies and can cut up your last credit card. If you have a credit card with a $10,000 limit, but now have $10,000 in savings, you have [...]</description>
		<content:encoded><![CDATA[<p>[...] With six months of savings in place you are &#8220;self-insured&#8221; against emergencies and can cut up your last credit card. If you have a <a href="http://www.thewisdomjournal.com/Blog/go/creditcard.php/" onclick='window.open(this.href); return false;' rel='nofollow'>credit card</a> with a $10,000 limit, but now have $10,000 in savings, you have [...]</p>
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	<item>
		<title>By: Sunday Roundup &#124; Remodeling This Life</title>
		<link>http://www.thewisdomjournal.com/Blog/credit-card-paid-off-debt-fre/comment-page-1/#comment-1913</link>
		<dc:creator>Sunday Roundup &#124; Remodeling This Life</dc:creator>
		<pubDate>Sun, 18 May 2008 10:09:49 +0000</pubDate>
		<guid isPermaLink="false">http://www.thewisdomjournal.com/Blog/?p=161#comment-1913</guid>
		<description>[...] aren&#8217;t to rewarding for chores yet, but I love this system! Ron at The Wisdom Journal had his  Credit Card Die This Week. Frugal Dad shared his ideas to  Create a Freedom Chart to Map Early Retirement I love this idea [...]</description>
		<content:encoded><![CDATA[<p>[...] aren&#8217;t to rewarding for chores yet, but I love this system! Ron at <a href="http://www.thewisdomjournal.com/Blog/" onclick='window.open(this.href); return false;'>The Wisdom Journal</a> had his  <a href="http://www.thewisdomjournal.com/Blog/go/creditcard.php/" onclick='window.open(this.href); return false;' rel='nofollow'>Credit Card</a> Die This Week. <a href="http://frugaldad.com" target='_blank'>Frugal Dad</a> shared his ideas to  Create a Freedom Chart to Map Early <a href="http://www.thewisdomjournal.com/Blog/what-retirement-means/" target='_blank'>Retirement</a> I love this idea [...]</p>
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		<title>By: Roundup and Link Love - Millionaire Next Door Edition &#124; The Wisdom Journal</title>
		<link>http://www.thewisdomjournal.com/Blog/credit-card-paid-off-debt-fre/comment-page-1/#comment-1907</link>
		<dc:creator>Roundup and Link Love - Millionaire Next Door Edition &#124; The Wisdom Journal</dc:creator>
		<pubDate>Sat, 17 May 2008 19:01:57 +0000</pubDate>
		<guid isPermaLink="false">http://www.thewisdomjournal.com/Blog/?p=161#comment-1907</guid>
		<description>[...] My Credit Card Is Dead! Long Live Freedom! [...]</description>
		<content:encoded><![CDATA[<p>[...] My <a href="http://www.thewisdomjournal.com/Blog/go/creditcard.php/" onclick='window.open(this.href); return false;' rel='nofollow'>Credit Card</a> Is Dead! Long Live Freedom! [...]</p>
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		<title>By: Saturday LinksStuff, Funny Comments And Weight</title>
		<link>http://www.thewisdomjournal.com/Blog/credit-card-paid-off-debt-fre/comment-page-1/#comment-1902</link>
		<dc:creator>Saturday LinksStuff, Funny Comments And Weight</dc:creator>
		<pubDate>Sat, 17 May 2008 10:51:38 +0000</pubDate>
		<guid isPermaLink="false">http://www.thewisdomjournal.com/Blog/?p=161#comment-1902</guid>
		<description>[...] big congrats to Ron at the Wisdom Journal and Lynnae over at Being Frugal who both paid off their credit cards. Ron wrote a pretty good post [...]</description>
		<content:encoded><![CDATA[<p>[...] big congrats to Ron at <a href="http://www.thewisdomjournal.com/Blog/" onclick='window.open(this.href); return false;'>the Wisdom Journal</a> and Lynnae over at Being Frugal who both paid off their credit cards. Ron wrote a pretty good post [...]</p>
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		<title>By: Brip Blap</title>
		<link>http://www.thewisdomjournal.com/Blog/credit-card-paid-off-debt-fre/comment-page-1/#comment-1900</link>
		<dc:creator>Brip Blap</dc:creator>
		<pubDate>Sat, 17 May 2008 01:23:58 +0000</pubDate>
		<guid isPermaLink="false">http://www.thewisdomjournal.com/Blog/?p=161#comment-1900</guid>
		<description>Congratulations!  That&#039;s a great achievement, and now you can start turning your attention to the fun stuff - building wealth!

Steve</description>
		<content:encoded><![CDATA[<p>Congratulations!  That&#8217;s a great achievement, and now you can start turning your attention to the fun stuff &#8211; building wealth!</p>
<p>Steve</p>
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		<title>By: Ron</title>
		<link>http://www.thewisdomjournal.com/Blog/credit-card-paid-off-debt-fre/comment-page-1/#comment-1893</link>
		<dc:creator>Ron</dc:creator>
		<pubDate>Sat, 17 May 2008 00:44:06 +0000</pubDate>
		<guid isPermaLink="false">http://www.thewisdomjournal.com/Blog/?p=161#comment-1893</guid>
		<description>&lt;a href=&quot;#comment-1884&quot; rel=&quot;nofollow&quot;&gt;#&lt;/a&gt;Aaron Stroud→ 

It really IS hard to enjoy those things you don&#039;t really own. I think there&#039;s a psychological lever that gets tripped when we work hard to save the money for something that makes us enjoy it more.</description>
		<content:encoded><![CDATA[<p><a href="#comment-1884" rel="nofollow">#</a>Aaron Stroud→ </p>
<p>It really IS hard to enjoy those things you don&#8217;t really own. I think there&#8217;s a psychological lever that gets tripped when we work hard to save the money for something that makes us enjoy it more.</p>
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