You may have seen the signs or the commercials advertising “Credit Repair.” The fact is, you don’t really need someone’s help to repair your credit. Most people have no idea their credit report harbors errors and the majority of credit reports have at least one.
To get started, first, get your free credit report at www.annualcreditreport.com. Then scour it for errors. Wait … Have you even seen your credit report in the last 6 months?
If you’ve recently received a copy of your report and found an error or applied for credit but were turned down and you believe it could be due to an error, read on. We’re going to cover how to get this corrected and your first step will be to contact the big three.
The Big Three Credit Bureaus
|Information Services||Consumer Relations||NCAC|
|PO BOX 740256||PO Box 2000||PO Box 9556|
|Atlanta, GA 30374||Chester, PA 19022-2000||Allen, TX 75013|
When you contact any credit bureau, make certain to provide the following information as well as a copy of your “Credit Declined” letter. And remember to sign your request for an investigation! You should also provide: