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	<title>Comments on: Filing for Bankruptcy: Chapter 7 or Chapter 13?</title>
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	<link>http://www.thewisdomjournal.com/Blog/filing-for-bankruptcy-chapter-7-or-chapter-13/</link>
	<description>Wise Choices. Improved Finances. A Better Life.</description>
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		<title>By: Can You Afford A Mortgage? What Size Mortgage Can You Afford?</title>
		<link>http://www.thewisdomjournal.com/Blog/filing-for-bankruptcy-chapter-7-or-chapter-13/comment-page-1/#comment-20360</link>
		<dc:creator>Can You Afford A Mortgage? What Size Mortgage Can You Afford?</dc:creator>
		<pubDate>Sat, 14 May 2011 16:45:46 +0000</pubDate>
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		<description>[...] you have a bad credit history or bankruptcy, most lenders prefer that borrowers have a mortgage with a monthly payment less than one-third of [...]</description>
		<content:encoded><![CDATA[<p>[...] you have a bad credit history or bankruptcy, most lenders prefer that borrowers have a <a href="http://www.thewisdomjournal.com/Blog/mortgage-basics/" onclick='window.open(this.href); return false;'>mortgage</a> with a monthly payment less than one-third of [...]
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		<title>By: 6 Options When Facing Foreclosure</title>
		<link>http://www.thewisdomjournal.com/Blog/filing-for-bankruptcy-chapter-7-or-chapter-13/comment-page-1/#comment-15683</link>
		<dc:creator>6 Options When Facing Foreclosure</dc:creator>
		<pubDate>Wed, 21 Jul 2010 11:36:35 +0000</pubDate>
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		<description>[...] Chapter 13 bankruptcy will allow you to keep your assets and make payments under court supervision over three to five years. You will have to present an income and spending plan to the court and it will have to be approved. Chapter 13 is different than full bankruptcy, in that you are able to make payments AND the delinquencies. [...]</description>
		<content:encoded><![CDATA[<p>[...] Chapter 13 bankruptcy will allow you to keep your assets and make payments under court supervision over three to five years. You will have to present an income and spending plan to the court and it will have to be approved. Chapter 13 is different than full bankruptcy, in that you are able to make payments AND the delinquencies. [...]</p>
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