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	<title>Comments on: From Discretionary Spending to Discretionary Thrift</title>
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	<link>http://www.thewisdomjournal.com/Blog/from-discretionary-spending-to-discretionary-thrift/</link>
	<description>Wise Choices. Improved Finances. A Better Life.</description>
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		<title>By: Ron</title>
		<link>http://www.thewisdomjournal.com/Blog/from-discretionary-spending-to-discretionary-thrift/comment-page-1/#comment-11328</link>
		<dc:creator>Ron</dc:creator>
		<pubDate>Thu, 27 Aug 2009 03:13:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.thewisdomjournal.com/Blog/?p=766#comment-11328</guid>
		<description>Thanks. Discretionary thrift is a relatively new term but I&#039;ve heard it quite often lately on cable news shows, private and public blogger forums, talk radio and other media. I thought about using the term &quot;optional frugality&quot; but it didn&#039;t have that same ring to it. &quot;Frugality&quot; has gotten a little tiresome so I started using &quot;thrift&quot; instead. It&#039;s  especially useful and understandable when used as a distinction with spending.</description>
		<content:encoded><![CDATA[<p>Thanks. Discretionary thrift is a relatively new term but I&#8217;ve heard it quite often lately on cable news shows, private and public blogger forums, talk radio and other media. I thought about using the term &#8220;optional frugality&#8221; but it didn&#8217;t have that same ring to it. &#8220;Frugality&#8221; has gotten a little tiresome so I started using &#8220;thrift&#8221; instead. It&#8217;s  especially useful and understandable when used as a distinction with spending.</p>
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		<title>By: Al</title>
		<link>http://www.thewisdomjournal.com/Blog/from-discretionary-spending-to-discretionary-thrift/comment-page-1/#comment-11258</link>
		<dc:creator>Al</dc:creator>
		<pubDate>Wed, 26 Aug 2009 01:49:46 +0000</pubDate>
		<guid isPermaLink="false">http://www.thewisdomjournal.com/Blog/?p=766#comment-11258</guid>
		<description>Good post, reminds me of something I would read in Harvard Business Review </description>
		<content:encoded><![CDATA[<p>Good post, reminds me of something I would read in Harvard Business Review</p>
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		<title>By: How Businesses Plan To Sell To You Post Recession &#124; The Wisdom Journal</title>
		<link>http://www.thewisdomjournal.com/Blog/from-discretionary-spending-to-discretionary-thrift/comment-page-1/#comment-10417</link>
		<dc:creator>How Businesses Plan To Sell To You Post Recession &#124; The Wisdom Journal</dc:creator>
		<pubDate>Wed, 22 Jul 2009 06:00:02 +0000</pubDate>
		<guid isPermaLink="false">http://www.thewisdomjournal.com/Blog/?p=766#comment-10417</guid>
		<description>[...] an economic constraint. They believe that if they can tap into our newly discovered approach to discretionary thrift, they’ll be better able to separate us from our cash and pad their bottom [...]</description>
		<content:encoded><![CDATA[<p>[...] an economic constraint. They believe that if they can tap into our newly discovered approach to discretionary thrift, they’ll be better able to separate us from our cash and pad their bottom [...]</p>
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		<title>By: Weekly Roundup: NCAA Football 10 Edition &#124; USA Best Credit Report</title>
		<link>http://www.thewisdomjournal.com/Blog/from-discretionary-spending-to-discretionary-thrift/comment-page-1/#comment-10380</link>
		<dc:creator>Weekly Roundup: NCAA Football 10 Edition &#124; USA Best Credit Report</dc:creator>
		<pubDate>Fri, 17 Jul 2009 16:41:26 +0000</pubDate>
		<guid isPermaLink="false">http://www.thewisdomjournal.com/Blog/?p=766#comment-10380</guid>
		<description>[...] From Discretionary Spending to Discretionary Thrift. I do look forward to watching the American consumer as the recession ends and spending increases. Have we learned a permanent lesson, or will we fall back into old bad spending habits again? (@The Wisdom Journal) [...]</description>
		<content:encoded><![CDATA[<p>[...] From Discretionary Spending to Discretionary Thrift. I do look forward to watching the American consumer as the recession ends and spending increases. Have we learned a permanent lesson, or will we fall back into old bad spending habits again? (@<a href="http://www.thewisdomjournal.com/Blog/" target='_blank'>The Wisdom Journal</a>) [...]</p>
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		<title>By: marci</title>
		<link>http://www.thewisdomjournal.com/Blog/from-discretionary-spending-to-discretionary-thrift/comment-page-1/#comment-10374</link>
		<dc:creator>marci</dc:creator>
		<pubDate>Thu, 16 Jul 2009 21:10:02 +0000</pubDate>
		<guid isPermaLink="false">http://www.thewisdomjournal.com/Blog/?p=766#comment-10374</guid>
		<description>My spending hasn&#039;t changed one iota during this &quot;slow-down&quot;, (except to take advantage of some great bargains)  nor do I expect it to change once it&#039;s &#039;over.&#039;.....

But then I&#039;ve always been a frugal do-it-myself kind of person and expect to continue to be so.</description>
		<content:encoded><![CDATA[<p>My spending hasn&#8217;t changed one iota during this &#8220;slow-down&#8221;, (except to take <a href="http://www.thewisdomjournal.com/Blog/?p=425" target='_blank'>advantage</a> of some great bargains)  nor do I expect it to change once it&#8217;s &#8216;over.&#8217;&#8230;..</p>
<p>But then I&#8217;ve always been a frugal do-it-myself kind of person and expect to continue to be so.</p>
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		<title>By: Vicky</title>
		<link>http://www.thewisdomjournal.com/Blog/from-discretionary-spending-to-discretionary-thrift/comment-page-1/#comment-10369</link>
		<dc:creator>Vicky</dc:creator>
		<pubDate>Thu, 16 Jul 2009 13:02:05 +0000</pubDate>
		<guid isPermaLink="false">http://www.thewisdomjournal.com/Blog/?p=766#comment-10369</guid>
		<description>Like many, I have radically changed my saving and spending habits. I was sleepwalking through my life before in terms of thoughtless spending and a casual attitude about saving. These new habits transport me back to when I was just out of college and had very little money--but when life felt more adventurous and simple.

I am lucky because I have more than enough salary for one person and can save. Not having enough is not romantic -- but feeling in control and proactive is invigorating. The simplifying of things that comes with not buying stuff is exhilarating.

Blogs like this one keep me going.
Thanks for sharing.</description>
		<content:encoded><![CDATA[<p>Like many, I have radically changed my saving and spending habits. I was sleepwalking through my life before in terms of thoughtless spending and a casual attitude about saving. These new habits transport me back to when I was just out of college and had very little money&#8211;but when life felt more adventurous and simple.</p>
<p>I am lucky because I have more than enough salary for one person and can save. Not having enough is not romantic &#8212; but feeling in control and proactive is invigorating. The simplifying of things that comes with not buying stuff is exhilarating.</p>
<p>Blogs like this one keep me going.<br />
Thanks for sharing.</p>
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		<title>By: Weekly Roundup: NCAA Football 10 Edition &#124; Start Living Frugal</title>
		<link>http://www.thewisdomjournal.com/Blog/from-discretionary-spending-to-discretionary-thrift/comment-page-1/#comment-10368</link>
		<dc:creator>Weekly Roundup: NCAA Football 10 Edition &#124; Start Living Frugal</dc:creator>
		<pubDate>Thu, 16 Jul 2009 12:21:01 +0000</pubDate>
		<guid isPermaLink="false">http://www.thewisdomjournal.com/Blog/?p=766#comment-10368</guid>
		<description>[...] From Discretionary Spending to Discretionary Thrift. I do look forward to watching the American consumer as the recession ends and spending increases. Have we learned a permanent lesson, or will we fall back into old bad spending habits again? (@The Wisdom Journal) [...]</description>
		<content:encoded><![CDATA[<p>[...] From Discretionary Spending to Discretionary Thrift. I do look forward to watching the American consumer as the recession ends and spending increases. Have we learned a permanent lesson, or will we fall back into old bad spending habits again? (@<a href="http://www.thewisdomjournal.com/Blog/" target='_blank'>The Wisdom Journal</a>) [...]</p>
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		<title>By: Weekly Roundup: NCAA Football 10 Edition &#124; Frugal Dad</title>
		<link>http://www.thewisdomjournal.com/Blog/from-discretionary-spending-to-discretionary-thrift/comment-page-1/#comment-10365</link>
		<dc:creator>Weekly Roundup: NCAA Football 10 Edition &#124; Frugal Dad</dc:creator>
		<pubDate>Thu, 16 Jul 2009 10:01:10 +0000</pubDate>
		<guid isPermaLink="false">http://www.thewisdomjournal.com/Blog/?p=766#comment-10365</guid>
		<description>[...] From Discretionary Spending to Discretionary Thrift. I do look forward to watching the American consumer as the recession ends and spending increases. Have we learned a permanent lesson, or will we fall back into old bad spending habits again? (@The Wisdom Journal) [...]</description>
		<content:encoded><![CDATA[<p>[...] From Discretionary Spending to Discretionary Thrift. I do look forward to watching the American consumer as the recession ends and spending increases. Have we learned a permanent lesson, or will we fall back into old bad spending habits again? (@<a href="http://www.thewisdomjournal.com/Blog/" target='_blank'>The Wisdom Journal</a>) [...]</p>
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		<title>By: Mark W.</title>
		<link>http://www.thewisdomjournal.com/Blog/from-discretionary-spending-to-discretionary-thrift/comment-page-1/#comment-10347</link>
		<dc:creator>Mark W.</dc:creator>
		<pubDate>Mon, 13 Jul 2009 10:48:42 +0000</pubDate>
		<guid isPermaLink="false">http://www.thewisdomjournal.com/Blog/?p=766#comment-10347</guid>
		<description>My hope is that all of us emerge from this global economic slowdown more self-sufficient and realize the limitations of our government to solve (all) our problems. BTW I like this post and your optimistic perspective on our eventual economic recovery.</description>
		<content:encoded><![CDATA[<p>My hope is that all of us emerge from this global economic slowdown more self-sufficient and realize the limitations of our government to solve (all) our problems. BTW I like this post and your optimistic perspective on our eventual economic recovery.</p>
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