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	<title>Comments on: How I Handled A Collections Letter</title>
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	<link>http://www.thewisdomjournal.com/Blog/how-i-handled-a-collections-letter/</link>
	<description>Wise Choices. Improved Finances. A Better Life.</description>
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		<title>By: Truth About Credit Score &#124; The Wisdom Journal</title>
		<link>http://www.thewisdomjournal.com/Blog/how-i-handled-a-collections-letter/comment-page-1/#comment-2500</link>
		<dc:creator>Truth About Credit Score &#124; The Wisdom Journal</dc:creator>
		<pubDate>Wed, 02 Jul 2008 16:01:13 +0000</pubDate>
		<guid isPermaLink="false">http://www.thewisdomjournal.com/Blog/?p=144#comment-2500</guid>
		<description>[...] I have a collection agency hounding me and threatening to damage my credit score. How should I handle them? If you owe the [...]</description>
		<content:encoded><![CDATA[<p>[...] I have a <a href="http://www.thewisdomjournal.com/Blog/10-debt-collection-donts/" onclick='window.open(this.href); return false;'>collection agency</a> hounding me and threatening to damage my credit score. How should I handle them? If you owe the [...]
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		<title>By: When We Received a Collections Letter</title>
		<link>http://www.thewisdomjournal.com/Blog/how-i-handled-a-collections-letter/comment-page-1/#comment-1850</link>
		<dc:creator>When We Received a Collections Letter</dc:creator>
		<pubDate>Tue, 13 May 2008 15:16:32 +0000</pubDate>
		<guid isPermaLink="false">http://www.thewisdomjournal.com/Blog/?p=144#comment-1850</guid>
		<description>[...] collections letters are sent out by mistake (at least, the bill hasn&#8217;t been received&#8230;or it hasn&#8217;t been received (again)&#8230;or it&#8217;s already been paid). Normally there was a bill to begin [...]</description>
		<content:encoded><![CDATA[<p>[...] collections letters are sent out by mistake (at least, the bill hasn&#8217;t been received&#8230;or it hasn&#8217;t been received (again)&#8230;or it&#8217;s already been paid). Normally there was a bill to begin [...]</p>
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		<title>By: From Spender To Saver, Awesome Debt Reduction Guide @ The Roundup</title>
		<link>http://www.thewisdomjournal.com/Blog/how-i-handled-a-collections-letter/comment-page-1/#comment-1742</link>
		<dc:creator>From Spender To Saver, Awesome Debt Reduction Guide @ The Roundup</dc:creator>
		<pubDate>Sun, 04 May 2008 17:01:03 +0000</pubDate>
		<guid isPermaLink="false">http://www.thewisdomjournal.com/Blog/?p=144#comment-1742</guid>
		<description>[...] How I Handled A Collections Letter @ The Wisdom Journal [...]</description>
		<content:encoded><![CDATA[<p>[...] How I Handled A Collections Letter @ <a href="http://www.thewisdomjournal.com/Blog/" onclick='window.open(this.href); return false;'>The Wisdom Journal</a> [...]</p>
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		<title>By: Vir taaj</title>
		<link>http://www.thewisdomjournal.com/Blog/how-i-handled-a-collections-letter/comment-page-1/#comment-1716</link>
		<dc:creator>Vir taaj</dc:creator>
		<pubDate>Thu, 01 May 2008 05:43:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.thewisdomjournal.com/Blog/?p=144#comment-1716</guid>
		<description>&lt;em&gt;The biggest key is to refuse, absolutely REFUSE, to be intimidated.&lt;/em&gt;

That is so true. Here in India, the RBI just laid the norms for collectors. It was so horrible, as many people were driven to suicides. Families destroyed, just for a few &lt;strike&gt;dollars&lt;/strike&gt; rupees more. In one case, these goons (collectors) ended up bashing the friend of a person who was at fault! I think governments all over the world should have stringent regulations as well as implementation to prevent injustice to the innocent.

From the last few years, if you go through the news, you get a lot of stories of corporate racketeering in not only developing countries, but also the developed countries. They scare the working class people with legal suits and say that the costs should be high. Naturally, people with less money are going to get scared as they dont have the resources, knowledge nor the time.


 :shock:   :sad:</description>
		<content:encoded><![CDATA[<p><em>The biggest key is to refuse, absolutely REFUSE, to be intimidated.</em></p>
<p>That is so true. Here in India, the RBI just laid the norms for collectors. It was so horrible, as many people were driven to suicides. Families destroyed, just for a few <strike>dollars</strike> rupees more. In one case, these goons (collectors) ended up bashing the friend of a person who was at fault! I think governments all over the world should have stringent regulations as well as implementation to prevent injustice to the innocent.</p>
<p>From the last few years, if you go through the news, you get a lot of stories of corporate racketeering in not only developing countries, but also the developed countries. They scare the working class people with legal suits and say that the costs should be high. Naturally, people with less money are going to get scared as they dont have the resources, knowledge nor the time.</p>
<p> <img src='http://www.thewisdomjournal.com/Blog/wp-includes/images/smilies/icon_eek.gif' alt=':shock:' class='wp-smiley' />    <img src='http://www.thewisdomjournal.com/Blog/wp-includes/images/smilies/icon_sad.gif' alt=':sad:' class='wp-smiley' /> </p>
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		<title>By: Ron</title>
		<link>http://www.thewisdomjournal.com/Blog/how-i-handled-a-collections-letter/comment-page-1/#comment-1712</link>
		<dc:creator>Ron</dc:creator>
		<pubDate>Thu, 01 May 2008 02:32:17 +0000</pubDate>
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		<description>&lt;a href=&quot;#comment-1711&quot; rel=&quot;nofollow&quot;&gt;#&lt;/a&gt;Four Pillars→ 
Yeah, it blew my mind. What&#039;s up with no phone calls whatsoever?</description>
		<content:encoded><![CDATA[<p><a href="#comment-1711" rel="nofollow">#</a>Four Pillars→<br />
Yeah, it blew my mind. What&#8217;s up with no phone calls whatsoever?</p>
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