That’s the $64,000 question. The real question is: will your savings last as long as you do?

How can you make your retirement funds last as long as you do?

This is probably the number one question in the back of anyone’s mind when they start planning their retirement or selecting a life insurance ^[2] policy. People ARE living longer and since the beginning of the 20th Century, life expectancy rates have increased dramatically. As a result, more and more people are finding themselves cruising right on past their 70′s and 80′s only to discover that their retirement monies didn’t. What can you do to avoid this nightmare?

1. Know your own life expectancy

There are over 1.1 million sites that pop up on Google when you search life expectance calculator but all these sites can tell you is how long the average person with your demographic profile will live. Are you average? I didn’t think so.

What happens if you don’t figure out how long you’ll live?