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	<title>Comments on: When How You Spend Determines How Much You Spend</title>
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	<link>http://www.thewisdomjournal.com/Blog/how-you-spend-determines-how-much-you-spend/</link>
	<description>Wise Choices. Improved Finances. A Better Life.</description>
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		<title>By: Weekly Roundup: Car Payment Almost Gone Edition &#124; Start Living Frugal</title>
		<link>http://www.thewisdomjournal.com/Blog/how-you-spend-determines-how-much-you-spend/comment-page-1/#comment-9840</link>
		<dc:creator>Weekly Roundup: Car Payment Almost Gone Edition &#124; Start Living Frugal</dc:creator>
		<pubDate>Thu, 14 May 2009 10:21:01 +0000</pubDate>
		<guid isPermaLink="false">http://www.thewisdomjournal.com/Blog/?p=694#comment-9840</guid>
		<description>[...] When How You Spend Determines How Much You Spend [...]</description>
		<content:encoded><![CDATA[<p>[...] When How You Spend Determines How Much You Spend [...]</p>
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		<title>By: Tammy Brackett</title>
		<link>http://www.thewisdomjournal.com/Blog/how-you-spend-determines-how-much-you-spend/comment-page-1/#comment-9834</link>
		<dc:creator>Tammy Brackett</dc:creator>
		<pubDate>Wed, 13 May 2009 00:18:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.thewisdomjournal.com/Blog/?p=694#comment-9834</guid>
		<description>I reserve gift cards and gift certificates for groceries and gifts! I love combining a thoughtful gift card with coupons and sales, making purchases cost nearly nothing at all. 
To me, gift cards and gift certificates are to be savored and spent wisely.</description>
		<content:encoded><![CDATA[<p>I reserve gift cards and gift certificates for groceries and <a href="http://www.thewisdomjournal.com/Blog/go/gifts.php/" target='_blank'>gifts</a>! I love combining a thoughtful gift card with coupons and sales, making purchases cost nearly nothing at all.<br />
To me, gift cards and gift certificates are to be savored and spent wisely.
<p style="opacity:0.5;padding:0;margin:0;display:inline;"><sub><a href="http://www.janhvizdak.com/make-donation-cross-linker-plugin-wordpress.php" onclick="window.open('http://www.janhvizdak.com/make-donation-cross-linker-plugin-wordpress.php'); return false;" target="_blank" style="cursor:help;"><b>&#187;crosslinked&#171;</b></a></sub></p>
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		<title>By: Positively Present</title>
		<link>http://www.thewisdomjournal.com/Blog/how-you-spend-determines-how-much-you-spend/comment-page-1/#comment-9831</link>
		<dc:creator>Positively Present</dc:creator>
		<pubDate>Tue, 12 May 2009 14:59:20 +0000</pubDate>
		<guid isPermaLink="false">http://www.thewisdomjournal.com/Blog/?p=694#comment-9831</guid>
		<description>The second I get a gift card, I spend it. I barely get it out of it&#039;s little envelope before the money&#039;s already gone. Quite opposite from me, both my mother and my sister hand on to gift cards FOREVER. I definitely need to work on how I deal with cards in general -- both credit and gift!</description>
		<content:encoded><![CDATA[<p>The second I get a gift card, I spend it. I barely get it out of it&#8217;s little envelope before the money&#8217;s already gone. Quite opposite from me, both my mother and my sister hand on to gift cards FOREVER. I definitely need to work on how I deal with cards in general &#8212; both credit and gift!</p>
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		<title>By: LP</title>
		<link>http://www.thewisdomjournal.com/Blog/how-you-spend-determines-how-much-you-spend/comment-page-1/#comment-9830</link>
		<dc:creator>LP</dc:creator>
		<pubDate>Tue, 12 May 2009 12:07:36 +0000</pubDate>
		<guid isPermaLink="false">http://www.thewisdomjournal.com/Blog/?p=694#comment-9830</guid>
		<description>This is absolutely true for us. We went pretty much cardless several years ago. Well, somewhat cardless.... But, it makes our lives so much easier. Now, we don&#039;t have to worry about what we get the mail. :-)</description>
		<content:encoded><![CDATA[<p>This is absolutely true for us. We went pretty much cardless several years ago. Well, somewhat cardless&#8230;. But, it makes our lives so much easier. Now, we don&#8217;t have to worry about what we get the mail. <img src='http://www.thewisdomjournal.com/Blog/wp-includes/images/smilies/icon_smile.gif' alt=':-)' class='wp-smiley' /> </p>
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