Outs and Ins for 2009
Posted By Ron On March 3, 2009 @ 12:33 AM In Business,Careers,Frugality,Life,Motivation,Personal Finance | Comments Disabled
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Funny how things change when money gets tight. Suddenly the things we can’t live without become less palatable. What used to seem so important becomes less important and what we once thought was “beneath us” becomes perfectly acceptable.
I compiled a list of things that are OUT and compared them with things that are now IN (thanks to my wife for the input). Add to the list in the comment section below!
| Out | In |
|---|---|
| Credit | Cash |
| Time at the office | Time at home |
| 3/1 ARM w/balloon mortgage | 30 year fixed |
| Freddie Mac | Mac and cheese |
| Vacation home | Rental home |
| Investment accounts | Savings account |
| Growth | Security |
| Ruth’s Chris | McDonald’s |
| New BMW | Used Honda |
| Home remodel | Home garden |
| Ivy League | Community College |
| Pinoit Noir | Beer |
| Bottled water | Water filters |
| Limosine | City bus |
| Therapist | Pastor or Rabbi |
| Hedge funds | ETF’s |
| Interior designer | Hobby Lobby |
| Bloomingdale’s | Wal Mart |
| Starbucks | Maxwell House |
| Coach | White Stag |
| True Religion | Levi’s |
| Drinks on the house! | Drinks AT the house |
| Private chef | Home cooking |
| Chauffeur | Driver’s license |
| Sub-Zero | Kenmore |
| Hair salon | Hair clippers |
| Silver bullet | Patience |
| Marble Slab | Baskin Robbins |
| Hired help | Do it yourself |
| Expanded cable | Basic cable |
| Vacation | Staycation |
| Cosmetic surgery | Using cosmetics |
| Ray-Bans or Oakleys | Foster Grants |
| Citibank | ING |
| Allies | Friends |
| Shopping malls | Thrift stores |
| Newspapers | Blogs |
| Risk | Insurance |
| Big business | Small business |
| Stocks | Bonds |
| Estee Lauder | Cover Girl |
| Conspicuous consumption | Considered consumption |
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