New iShares ETFs Have Great Expense Ratios

by Ron

I personally invest in Exchange Traded Funds (ETFs) in both my traditional IRA and my Roth IRA. ETFs allow investors to put money into a wide variety of investments at expense ratios that are usually well below those of mutual funds. But just because many ETFs have lower expense ratios than their mutual fund cousins [...]

Tell me more →

What If I Make A Mistake On My Taxes?

by Ron

When it comes to filling out your tax forms and filing your income tax return, the opportunity to make a mistake is virtually unlimited. With over 72,536 pages in the US Tax Code (source), it’s no wonder people make mistakes. If printed on standard copier paper on both sides, you’d have a book over 12 feet thick! [...]

Tell me more →

How to Find a Bankruptcy Attorney

by Ron

You’ve weighed the pros and cons of declaring bankruptcy and you’ve decided your back is against the proverbial wall. What’s the next step once you’ve decided to declare bankruptcy? Picking the best lawyer to handle your case.

Tell me more →

When Luck Bites Back

by Ron

With revenues declining for local, state, and federal governments, you can be sure the Tax Man will be on the lookout for his cut of your winnings, even if those winnings aren’t in cash.

Tell me more →

Should You File For Bankruptcy?

by Ron

Bankruptcy is a legal process that can give you a clean financial slate and by going through bankruptcy, many if not most consumer debts can be forgiven. However, filing for bankruptcy is a very serious decision with serious financial and even emotional consequences. For starters, a bankruptcy will remain on your credit report for up [...]

Tell me more →

The Best Ways to Invest Your Tax Refund

by Ron

Okay, so you put TurboTax or H&R Block Online to work and got a fat tax refund this year. What are you going to do with it? If you overpaid your taxes last year, let’s face it – that was money you managed to live without for a full year so why not invest it? [...]

Tell me more →

Everything I Needed to Know About A Frugal Valentines Day I Learned From My Dog

by Ron

But no one does “frugal” like a dog.
Me: Honey, where would you like to go out to eat for Valentine’s Day?
Wife: Oh, anyplace is fine, Chili’s or O’Charley’s would be nice.
Dog: I’d be happy just eating that leftover lasagna in the back of the fridge.

Tell me more →

Mortgage Rates Can’t Go Much Lower

by Ron

If you haven’t taken advantage of the current historically low mortgage interest rates, today is the time! Quite frankly, there isn’t much downside risk in the long term bond market (that’s the market that generally determines mortgage interest rates, not the “prime” rate) but there is some significant upside risk. What that means is that [...]

Tell me more →

How Easy Is TurboTax Really?

by Ron

There’s a video embedded in this article. To see it you may need to click through to the site itself. Click HERE to go to the actual article. It really IS easy and after you gather all your information together, you could be DONE with your taxes in about an hour! Click HERE to get [...]

Tell me more →

How to Avoid Credit Counseling Scams

by Ron

Credit counseling scams have to be one of worst scams that can be run on people. Once someone has made the decision to enter credit counseling, they’ve probably been through a lot already. Though there are many reputable credit counseling services, there are also many organizations that operate with questionable ethics and prey on debtors’ [...]

Tell me more →

TurboTax vs H&R Block Online: Which Is Better?

by Ron

I’ve used H&R Block Online (formerly TaxCut) for 14 years and I’ve never had a problem of ANY sort with their tax preparation software, their electronic income tax filing, or their Worry-Free Audit support. But I’ve always wondered about using TurboTax. Was it easier to use? Was it more intuitive? Would it calculate my taxes [...]

Tell me more →

H&R Block vs TurboTax: CAT FIGHT!

by Ron

H&R Block is taking serious offense at two new TurboTax commercials saying they demean plumbers and retail clerks who may moonlight as a tax preparer. As a matter of fact, H&R Block sent me an email this morning from their CEO, Bill Cobb. Here it is: Dear Clients and Future Clients, Today is the first [...]

Tell me more →

← Previous Entries

Next Entries →