What To Do If You Haven’t Received Your W-2

by Ron Haynes

Employers are required to send W-2 wage statements to their employees no later than January 31 of each year. Many employers send W-2s earlier (some by a couple of weeks) in order to allow employees to complete their tax return as early as possible. That W-2 is critical to completing your tax return … without […]

Tell me more →

TurboTax vs H&R Block Online: Which Is Better?

by Ron Haynes

I’ve used H&R Block Online (formerly TaxCut) for 17 years and I’ve never had a problem of ANY sort with their tax preparation software, their electronic income tax filing, or their Worry-Free Audit support. But I’ve always wondered about using TurboTax. Was it easier to use? Was it more intuitive? Would it calculate my taxes […]

Tell me more →

Beyond “Little Known” Tax Deductions, Worry Instead About Forgotten INCOME

by Ron Haynes

This time of year, you’ll find blog post after blog post, news article after news article, pundit after pundit writing, and talking about “little known tax deductions.” Those don’t scare me. What does scare me are “little known” or worse – forgotten – sources of income that are subject to taxes. The IRS has a much better chance of finding income you failed to report than in discovering that you actually donated 7 garbage bags of used clothing rather than 9 bags of used clothing to the Salvation Army. So where do you think the IRS’s focus will be?

Tell me more →

25 Tax Audit Flags

by Ron Haynes

Tax audit. Just the words instill fear in the average taxpayer. A tax return is flagged for an IRS audit only about one percent of the time, and although that may not sound like a lot, getting selected for an IRS tax audit can be a time consuming and costly affair … even if you […]

Tell me more →

57 Avoidable Tax Mistakes

by Ron Haynes

Many of these tax mistakes are easily avoidable if you use Turbo Tax or H&R Block to prepare your taxes. I’ve personally used H&R Block for 17 years … this year could be my 18th … I’m planning to do my taxes this year with both sets of software, just to see if one works […]

Tell me more →

20 Questions to Help You Overcome Barriers and Find Your Passion

by Ron Haynes

Over time, we may find that we have forsaken our dream job, our passion, and our sense of fulfillment. Don’t make that bad decision. Because happy and fulfilled people are healthier and more productive, it’s good to answer the following questions to see if we can reclaim our passion and our dream job.

Tell me more →

30 Ways To Save Money On A Cruise

by Ron Haynes

My wife and I celebrated our 20 year wedding anniversary by taking an Alaskan Cruise through the Inside Passage. Simply put, we loved going to Alaska and immensely enjoyed the cruise itself. Although we’ve been on several Caribbean cruises with Carnival Cruise Lines, we chose Princess Cruise Lines this time. We were “kid-less” and wanted […]

Tell me more →

7 Secrets To Making A Restaurant Menu Work In Your Flavor

by Ron Haynes

It’s been a long day and as you pass your favorite restaurant, you realize that the last thing you feel like doing is going home, hauling out the pots and pans, and figuring out what to fix for dinner. Or maybe it’s Sunday, church has just let out and some good friends say, “Hey, let’s […]

Tell me more →

A Resolution Worth Keeping: Find A New or Better Job

by Ron Haynes

New Year’s Resolutions are notorious for being kept … for about 6 days. But there are several resolutions worth keeping this new year. If you’ve “had it up to here” with your job, or if you’re currently unemployed, finding new or better employment opportunities is a resolution you have to WORK for … rarely does […]

Tell me more →

Need Extra Cash? There Are Only 4 Ways To Get It

by Ron Haynes

One of the most popular posts on The Wisdom Journal is 26 Ways To Make Extra Money While Keeping Your Day Job. Many of the ideas in that article require cash seekers to start their own small business of sorts, from babysitting to plant maintenance to tutoring kids to “mining the miners.”. But there are […]

Tell me more →

How You Can Create Wealth Out of Thin Air

by Ron Haynes

Have you ever noticed HOW certain people talk? No, not their accent, or their choice of colloquialisms or regional phrases, I’m speaking of the attitude behind their choice of words. The perennially poor tend to think of themselves and money in one sense while the wealthy think of themselves and money in a completely different […]

Tell me more →

8 Job Market Myths and Truths

by Ron Haynes

Finding a job in the midst of a dismal economy can be a daunting task. The job market seems confusing, positions scarce, and applicants plentiful while the myths abound more than ever. I believe the key is to seek more than just a job, but to seek a position. A job is general, whereas a […]

Tell me more →

5 Characteristics of a Great Mentor

by Ron Haynes

It’s just human intuition to seek out a mentor. We instinctively know that if we can learn what’s worked for others, there’s a greater likelihood we will experience success when we emulate them, and in most cases, it’s helpful to find a mentor and learn to emulate their success patterns. “If your actions inspire others […]

Tell me more →