3 Different Debt Payoff Strategies

by Ron

Okay, you’ve made some bad moves. You’ve found yourself using one (or more?) of the 10 excuses for going into debt and now you’ve seen the error of your ways and are committed to getting that debt monkey off your back. You’re looking for a strategy to pay off that debt as soon as possible [...]

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The 12 Days of Christmas: Day Twelve – 12 Things I’ve Learned As A Writer

by Ron

Tomorrow marks my 5 year anniversary as a writer/blogger, so I thought I’d share some of the things I’ve learned from writing. But in keeping with the 12 Days theme, here’s a great video from Straight No Chaser singing their version of The 12 Days of Christmas: Hope you get to see it. Warner Music [...]

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The 12 Days of Christmas: Day Eleven – 11 Little Luxuries We Can Still Enjoy

by Ron

1. Vacation Rentals By Owner At VRBO you can connect with rental property owners with properties in Hawaii, South Africa, Gulf Shores, or almost any major city you can think of. The prices are pretty reasonable and VRBO handles all the nitty gritty details. 2. Restaurant.com Restaurant.com sells $25 gift certificates to restaurants in most [...]

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The 12 Days of Christmas: Day Ten – 10 Celebrity Ways to Sabotage Your Own Success

by Ron

1. Comparing your success to Bill Gates … or anyone else for that matter. It doesn’t do you any good to compare what you’ve done or what you’ve been able to accomplish to another person. They have a different set of tools, a different set of networking possibilities, a different set of attitudes, and a [...]

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The 12 Days of Christmas: Day Nine – 9 New Year’s Resolutions You CAN Keep

by Ron

Most New Year’s resolutions end in failure. News flash, huh? The key to making a New Year’s resolution work for you is to treat them like baby steps rather than huge leaps forward. After all, it’s no big deal to lose a couple of pounds, but losing 50 seems like an impossible task. Similarly, you [...]

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The 12 Days of Christmas: Day Eight – 8 Cool Financial Websites

by Ron

I was asked recently what websites other than blogs that I recommend, in particular, financial websites and if I have any suggestions for some really neat ones: Here’s 8 that made my cut: 1. Minyanville.com Minyanville says that it provides “Financial Infotainment,” and it IS a very informative and entertaining financial website. The authors target [...]

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The 12 Days of Christmas: Day Six – 6 Characteristics of a Great Employee

by Ron

With the current state of the economy, there are tons of articles about “bullet-proofing your job.” I personally don’t think any job is 100 percent bullet-proof and certainly there are very, very few employees that are irreplaceable. But there are ways to make yourself stand out from the crowd and make yourself more valuable to [...]

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The 12 Days of Christmas: Day Five – 5 Golden Truths About YOU

by Ron

Your attitude determines the choices you make, and your attitude is the only thing you really control. Learn more truths about yourself by reading this post.

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The 12 Days of Christmas: Day Four – 4 Unique Gift Ideas for the Holidays

by Ron

I don’t know about you, but it always seems that gift giving for the Holidays becomes, I dunno, blah? There is always the sweaters and clothing items, a few toys for the kids, a piece of jewelry for the ladies, a tool from TJ Maxx for the guys (here’s a hint, don’t buy tools at [...]

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The 12 Days of Christmas: Day Three – 3 Ways to Simplify Your Christmas

by Ron

Is it just me or has anyone else noticed that Christmas, and the expectations surrounding it, can easily and quickly get out of hand? I’ve said for several years that we should treat Christmas like the Olympics … every four years. Somehow I think the retailers would vote me down on that one, as would [...]

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The 12 Days of Christmas: Day Two – 2 Scams Lurking Around at Chirstmas

by Ron

Did you know that crooks and identity thieves also celebrate the holidays? It’s one of their most favorite times of the year. The creativity of criminals never ceases to amaze me. Here’s a new one: Criminals are now delivering flowers and wine to people’s homes saying that the card with the sender’s information will be [...]

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The 12 Days of Christmas: Day One – One Thing that Will Make Next Year’s Christmas Much Easier

by Ron

Christmas and the holiday season used to be incredibly stressful for me. The pressure to buy just the right gift, when I didn’t have any money to begin with, was depressing, maddening, and frightening all at once. When you add family, extended family, and children to the mix, you multiply those pressures many times, especially [...]

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