Things I DIDN’T Learn in College: Part 1 – Networking

by Ron Haynes

Want to learn how to network, but aren’t sure where to begin? Here are some tips that will help you take the needed steps to become a networking machine. Interestingly, though networking is touted as an important skill to help you get ahead in life, it wasn’t taught at any college I attended (I went to three from undergraduate school through graduate school). Perhaps others have different experiences at different schools and colleges. If that is YOU, please leave a comment about the school you attended and a summary of what you learned from your networking course there.

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Why I Didn’t Buy A Franchise

by Ron Haynes

Franchises offer a few benefits for entrepreneurs. The biggest benefit is the “system” that a franchise develops and then sells to franchisees. With a franchise, you get instant name and brand recognition, and the assistance of a team or professionals who have “been there, done that.” But all that glitters is not gold in the […]

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Ignore the Ups and Downs of the Market and Use Fundamental Analysis Instead

by Ron Haynes

The world’s investment markets are notorious for their wild swings up and down, but savvy investors know the underlying fundamentals of each business (stock) they buy and they analyze them before purchasing (fundamental analysis). Great investors know WHY they bought and what made the company appealing to them. They know the conditions of the industries […]

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They Aren’t Flashy But Fixed Income and Bond ETFs Could Reduce Your Portfolio’s Volatility

by Ron Haynes

Depending on which side of the formula you’re on, bonds can be either a loan you make or a financial obligation you settle. Bonds essentially are loans that investors make to corporations and governments. They are also understood to be fixed-income investments due to the fact that the company or government that borrows the money […]

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INFOGRAPHIC – The Dangers of an All-Powerful Federal Reserve

by Ron Haynes

Image compliments of Online Accounting Degrees

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5 Ways to Fund Your New Scottrade Account

by Ron Haynes

If you’ve recently opened a Scottrade brokerage account, you might be wondering how you can more quickly transfer funds to it than sending a check each month to your local office. In reality, that’s just one of choices you have at your disposal to fund your new investment account. Without a doubt, their Money Direct® […]

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Ready to Change from a Saver to an Investor?

by Ron Haynes

Moving from saver to investor is a major step. Even after you’ve selected your brokerage company, you’ll still have various other factors to consider. Should You Start Investing? It’s vital to just invest money you will not need in the instant future. Investments fluctuate in value, so you do not desire to discover yourself forced […]

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The 5 Levels of Leadership

by Ron Haynes

The 5 Levels of Leadership Becoming a leader in your organization is not always an easy task. Many times, we need to modify certain behavioral traits and much of the time, we need to abandon others altogether. NEVER make excuses just because” that’s the way I am.” We must constantly examine ourselves to insure that […]

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10 Myths About Your Credit Report and Credit Score

by Ron Haynes

When it concerns your credit report and credit score, there are more myths floating around out there than you can believe. The biggest problem with a myth, is that when someone unwittingly believes one, convincing them otherwise can sometimes be difficult (though not impossible). I’ve often wondered why it seems easier to believe a myth […]

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My Ex-Spouse Cosigned a Loan – Am I Liable?

by Ron Haynes

I recently received an email from a reader who was concerned about a loan that her ex-husband cosigned with his nephew. Hi, Ron. A couple of months ago, my ex-husband cosigned a loan with his nephew to help him get a pickup truck to use in his lawn care business. He hasn’t been able to […]

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Things I DIDN’T Learn in College: Part 3 – How I Learned to Study

by Ron Haynes

When I was in college I stumbled upon a study technique that consistently produced A’s in my classes. It did require a lot of work, but when I fully developed and followed these ideas, I aced my classes. I’m not talking easy 101 type classes either, I was excelling in 300 and 400 level courses. Your mileage may vary, but here’s how I did it:

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Things I DIDN’T Learn in College: Part 2 – How to Recognize a Scam

by Ron Haynes

Colleges teach facts but rarely teach students real life skills. Colleges can teach you how to compute the interest rate on a series of cash flows but they rarely teach you to recognize bogus cash flows. Before you think you’re too savvy to fall for a scam, remember that everything from high school students to […]

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If You’re Willing To Work, You CAN Make More Money

by Ron Haynes

Looking back at some of the most successful people in history, I’ve found that they all had three characteristics: An incredible work ethic Persistence Knowledge of their business Success doesn’t require a college degree, it doesn’t require a fat bank account to begin with, and it doesn’t depend on having an incredibly creative one-of-a-kind idea. […]

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