5 Ways to Fund Your New Scottrade Account

by Ron Haynes

If you’ve recently opened a Scottrade brokerage account, you might be wondering how you can more quickly transfer funds to it than sending a check each month to your local office. In reality, that’s just one of choices you have at your disposal to fund your new investment account. Without a doubt, their Money Direct® […]

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Ready to Change from a Saver to an Investor?

by Ron Haynes

Moving from saver to investor is a major step. Even after you’ve selected your brokerage company, you’ll still have various other factors to consider. Should You Start Investing? It’s vital to just invest money you will not need in the instant future. Investments fluctuate in value, so you do not desire to discover yourself forced […]

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The 5 Levels of Leadership

by Ron Haynes

The 5 Levels of Leadership Becoming a leader in your organization is not always an easy task. Many times, we need to modify certain behavioral traits and much of the time, we need to abandon others altogether. NEVER make excuses just because” that’s the way I am.” We must constantly examine ourselves to insure that […]

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10 Myths About Your Credit Report and Credit Score

by Ron Haynes

When it concerns your credit report and credit score, there are more myths floating around out there than you can believe. The biggest problem with a myth, is that when someone unwittingly believes one, convincing them otherwise can sometimes be difficult (though not impossible). I’ve often wondered why it seems easier to believe a myth […]

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My Ex-Spouse Cosigned a Loan – Am I Liable?

by Ron Haynes

I recently received an email from a reader who was concerned about a loan that her ex-husband cosigned with his nephew. Hi, Ron. A couple of months ago, my ex-husband cosigned a loan with his nephew to help him get a pickup truck to use in his lawn care business. He hasn’t been able to […]

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Things I DIDN’T Learn in College: Part 3 – How I Learned to Study

by Ron Haynes

When I was in college I stumbled upon a study technique that consistently produced A’s in my classes. It did require a lot of work, but when I fully developed and followed these ideas, I aced my classes. I’m not talking easy 101 type classes either, I was excelling in 300 and 400 level courses. Your mileage may vary, but here’s how I did it:

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Things I DIDN’T Learn in College: Part 2 – How to Recognize a Scam

by Ron Haynes

Colleges teach facts but rarely teach students real life skills. Colleges can teach you how to compute the interest rate on a series of cash flows but they rarely teach you to recognize bogus cash flows. Before you think you’re too savvy to fall for a scam, remember that everything from high school students to […]

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If You’re Willing To Work, You CAN Make More Money

by Ron Haynes

Looking back at some of the most successful people in history, I’ve found that they all had three characteristics: An incredible work ethic Persistence Knowledge of their business Success doesn’t require a college degree, it doesn’t require a fat bank account to begin with, and it doesn’t depend on having an incredibly creative one-of-a-kind idea. […]

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6 Ways to Make a Quick $500 in 30 Days

by Ron Haynes

Making a quick $500 in 30 days can be done. It all depends on how badly you want it. Sometimes you just need a quick boost in income to help cover a medical bill, sometimes you need to make extra money to buy a gift or two. The difference between people who make extra money […]

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How the iPhone Is Manufactured

by Ron Haynes

Here’s a really neat infographic on how the venerable iPhone is manufactured. It seems that TIME rather than MONEY is one of the key factors, but since for many of us time IS money, it all boils down to the bottom line one way or another. For the record, I own an iPhone. Check out […]

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Are You Ready For A Mortgage? Part Four: Organize The Information Your Lender Requires

by Ron Haynes

Before you begin shopping for a home (or a mortgage), it’s vital to evaluate your personal financial situation, how much debt you carry, how much money you make, how much you spend, and how much you pay out in living and lifestyle expenses each month. To do a complete evaluation: Analyze your personal financial situation. […]

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Are You Ready For A Mortgage? Part Three: Review Your Credit Report and Credit Score

by Ron Haynes

Before you begin shopping for a home (or a mortgage), it’s vital to evaluate your personal financial situation, how much debt you carry, your credit score, how much money you make, how much you spend, and how much you pay out in living and lifestyle expenses each month. To do a complete evaluation: Analyze your […]

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Are Your Ready For A Mortgage? Part Two: What Size Mortgage Can You Afford?

by Ron Haynes

Before you begin shopping for a home (or a mortgage), it’s vital to evaluate your personal financial situation, how much debt you carry, how much money you make, how much you spend, and how much you pay out in living and lifestyle expenses each month. To do a complete evaluation: Analyze your personal financial situation. […]

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