The 12 Days of Christmas: Day Six – 6 Characteristics of a Great Employee

by Ron

With the current state of the economy, there are tons of articles about “bullet-proofing your job.” I personally don’t think any job is 100 percent bullet-proof and certainly there are very, very few employees that are irreplaceable. But there are ways to make yourself stand out from the crowd and make yourself more valuable to [...]

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The 12 Days of Christmas: Day Five – 5 Golden Truths About YOU

by Ron

Your attitude determines the choices you make, and your attitude is the only thing you really control. Learn more truths about yourself by reading this post.

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The 12 Days of Christmas: Day Four – 4 Unique Gift Ideas for the Holidays

by Ron

I don’t know about you, but it always seems that gift giving for the Holidays becomes, I dunno, blah? There is always the sweaters and clothing items, a few toys for the kids, a piece of jewelry for the ladies, a tool from TJ Maxx for the guys (here’s a hint, don’t buy tools at [...]

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The 12 Days of Christmas: Day Three – 3 Ways to Simplify Your Christmas

by Ron

Is it just me or has anyone else noticed that Christmas, and the expectations surrounding it, can easily and quickly get out of hand? I’ve said for several years that we should treat Christmas like the Olympics … every four years. Somehow I think the retailers would vote me down on that one, as would [...]

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The 12 Days of Christmas: Day Two – 2 Scams Lurking Around at Chirstmas

by Ron

Did you know that crooks and identity thieves also celebrate the holidays? It’s one of their most favorite times of the year. The creativity of criminals never ceases to amaze me. Here’s a new one: Criminals are now delivering flowers and wine to people’s homes saying that the card with the sender’s information will be [...]

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The 12 Days of Christmas: Day One – One Thing that Will Make Next Year’s Christmas Much Easier

by Ron

Christmas and the holiday season used to be incredibly stressful for me. The pressure to buy just the right gift, when I didn’t have any money to begin with, was depressing, maddening, and frightening all at once. When you add family, extended family, and children to the mix, you multiply those pressures many times, especially [...]

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Why I Didn’t Buy A Franchise

by Ron

Franchises offer a lot of benefits for entrepreneurs. The biggest benefit is the “system” that a franchise develops and then sells to franchisees. With a franchise, you get instant name and brand recognition, and the assistance of a team or professionals who have “been there, done that.” But all that glitters is not gold in [...]

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101 Common Money Myths

by Ron

What if much of what you think you know is wrong? Just because a belief is widespread and pervasive doesn’t mean that it’s true. If you read or hear something about personal finance or money, take a few moments to think it through. Do some independent research to see if there could be another side [...]

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How Much Should You Spend On A College Degree?

by Ron

Remember, Student Loans are No Fun! Since the cost of obtaining a college degree has, unfortunately, grown much faster than wages, the cost of a college education shouldn’t be taken lightly because student loans can handicap you financially for years. Instead, take the same approach a company would take toward capital expenditures – look at the [...]

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Is Ally Bank THE Best Online Bank?

by Ron

Ally Bank could very well be the BEST online bank ever. In the Oct 2012 issue of Money® Magazine Ally Bank was named Best Online Bank for having fantastic rates, zero monthly maintenance fees and no Ally ATM fees … plus reimbursement of other banks’ ATM fees. For two years IN A ROW Money Magazine [...]

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The Secret We All Keep

by Ron

“Listen to me!” Everyone silently screams those three words. Bosses to employees, employees to bosses, spouses to each other, parents to children, children to parents, voters to politicians, talk show hosts to their audience – the list is endless. We all crave to be heard and to be understood. We all just know that if [...]

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Where Do 80 Percent Of All Accidents Happen When Climbing Mt Everest?

by Ron

I’ve watched several shows on mountain climbing over the past few weeks and out of curiosity, searched for “how much does it cost to climb Mt Everest?” The result shocked me – the average trip costs $65,000 and takes two to three months. Yes you can do it for less, but in the world of high stakes mountain climbing into “the death zone,” do you really want the cheapest guide service? Another statistic shocked me as well: 80 percent of all accidents that occur when climbing Mt Everest happen …

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