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	<title>Comments on: My Top 5 Personal Finance Blunders</title>
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	<link>http://www.thewisdomjournal.com/Blog/personal-finance-blunders/</link>
	<description>Wise Choices. Improved Finances. A Better Life.</description>
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		<title>By: Back To Basics: Establish A Personal Finance Emergency Fund &#124; My Super-Charged Life</title>
		<link>http://www.thewisdomjournal.com/Blog/personal-finance-blunders/comment-page-1/#comment-7365</link>
		<dc:creator>Back To Basics: Establish A Personal Finance Emergency Fund &#124; My Super-Charged Life</dc:creator>
		<pubDate>Wed, 08 Oct 2008 12:55:44 +0000</pubDate>
		<guid isPermaLink="false">http://www.thewisdomjournal.com/Blog/?p=194#comment-7365</guid>
		<description>[...] It may have never crossed your mind before.&#160; As logical as it is, many of us probably didn&#8217;t grow up in a home that had an emergency fund, so it just never occurred to us that we needed one.&#160; I know this was the case for me.&#160; My parents relied on credit cards as their emergency fund.&#160; Again, this is a fast way to run up debt which is not a good idea. [...]</description>
		<content:encoded><![CDATA[<p>[...] It may have never crossed your mind before.&nbsp; As logical as it is, many of us probably didn&#8217;t grow up in a home that had an <a href="http://www.thewisdomjournal.com/Blog/emergency-fund/" target='_blank'>emergency fund</a>, so it just never occurred to us that we needed one.&nbsp; I know this was the case for me.&nbsp; My parents relied on credit cards as their <a href="http://www.thewisdomjournal.com/Blog/emergency-fund/" target='_blank'>emergency fund</a>.&nbsp; Again, this is a fast way to run up debt which is not a good idea. [...]</p>
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		<title>By: Financial Maturity &#124; The Wisdom Journal</title>
		<link>http://www.thewisdomjournal.com/Blog/personal-finance-blunders/comment-page-1/#comment-3371</link>
		<dc:creator>Financial Maturity &#124; The Wisdom Journal</dc:creator>
		<pubDate>Tue, 05 Aug 2008 02:00:28 +0000</pubDate>
		<guid isPermaLink="false">http://www.thewisdomjournal.com/Blog/?p=194#comment-3371</guid>
		<description>[...] when you plant bad choices, debt, and poor financial decisions, why is anyone surprised when the harvest doesn&#8217;t produce [...]</description>
		<content:encoded><![CDATA[<p>[...] when you plant bad choices, debt, and poor financial decisions, why is anyone surprised when the harvest doesn&#8217;t produce [...]</p>
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		<title>By: What Could YOU Accomplish? &#124; The Wisdom Journal</title>
		<link>http://www.thewisdomjournal.com/Blog/personal-finance-blunders/comment-page-1/#comment-2783</link>
		<dc:creator>What Could YOU Accomplish? &#124; The Wisdom Journal</dc:creator>
		<pubDate>Tue, 22 Jul 2008 05:01:41 +0000</pubDate>
		<guid isPermaLink="false">http://www.thewisdomjournal.com/Blog/?p=194#comment-2783</guid>
		<description>[...] too many people put off making sound financial decisions because their time horizon is too short. We&#8217;re a disposable society with attention spans that [...]</description>
		<content:encoded><![CDATA[<p>[...] too many people put off making sound financial decisions because their time horizon is too short. We&#8217;re a disposable society with attention spans that [...]</p>
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		<title>By: Your children's REAL inheritance &#124; The Wisdom Journal</title>
		<link>http://www.thewisdomjournal.com/Blog/personal-finance-blunders/comment-page-1/#comment-2610</link>
		<dc:creator>Your children's REAL inheritance &#124; The Wisdom Journal</dc:creator>
		<pubDate>Mon, 14 Jul 2008 12:01:44 +0000</pubDate>
		<guid isPermaLink="false">http://www.thewisdomjournal.com/Blog/?p=194#comment-2610</guid>
		<description>[...] question to answer. My life&#8217;s story over the last 15 years has seen me make some colossal blunders, and I mean some biggies. I&#8217;ve messed up badly on so many fronts, but I&#8217;m committed to [...]</description>
		<content:encoded><![CDATA[<p>[...] question to answer. My life&#8217;s story over the last 15 years has seen me make some colossal blunders, and I mean some biggies. I&#8217;ve messed up badly on so many fronts, but I&#8217;m committed to [...]</p>
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		<title>By: Carnival of Personal Finance #157 &#124; Personal Finance Analyst</title>
		<link>http://www.thewisdomjournal.com/Blog/personal-finance-blunders/comment-page-1/#comment-2345</link>
		<dc:creator>Carnival of Personal Finance #157 &#124; Personal Finance Analyst</dc:creator>
		<pubDate>Fri, 20 Jun 2008 13:53:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.thewisdomjournal.com/Blog/?p=194#comment-2345</guid>
		<description>[...] My Top 5 Personal Finance Blunders [...]</description>
		<content:encoded><![CDATA[<p>[...] My Top 5 Personal Finance Blunders [...]</p>
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		<title>By: Carnival Listings During Week of June 15</title>
		<link>http://www.thewisdomjournal.com/Blog/personal-finance-blunders/comment-page-1/#comment-2328</link>
		<dc:creator>Carnival Listings During Week of June 15</dc:creator>
		<pubDate>Thu, 19 Jun 2008 11:35:51 +0000</pubDate>
		<guid isPermaLink="false">http://www.thewisdomjournal.com/Blog/?p=194#comment-2328</guid>
		<description>[...] Wisdom Journal has My Top 5 Personal Finance Blunders. I&#8217;ve done one of the blunders, &#8220;I chased hot investments.&#8221; I have definitely [...]</description>
		<content:encoded><![CDATA[<p>[...] <a href="http://www.thewisdomjournal.com/Blog" target='_blank'>Wisdom</a> Journal has My Top 5 Personal Finance Blunders. I&#8217;ve done one of the blunders, &#8220;I chased hot investments.&#8221; I have definitely [...]</p>
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		<title>By: Living the Cheap Life &#187; Blog Archive &#187; Blog carnivals and link roundup - 6/18</title>
		<link>http://www.thewisdomjournal.com/Blog/personal-finance-blunders/comment-page-1/#comment-2314</link>
		<dc:creator>Living the Cheap Life &#187; Blog Archive &#187; Blog carnivals and link roundup - 6/18</dc:creator>
		<pubDate>Wed, 18 Jun 2008 15:04:36 +0000</pubDate>
		<guid isPermaLink="false">http://www.thewisdomjournal.com/Blog/?p=194#comment-2314</guid>
		<description>[...] My top five personal finance blunders - Ron of The Wisdom Journal spills the beans about his five top (bottom?) personal finance mistakes. The &#8220;I lived paycheck to paycheck spending every last dime I made&#8221; one sounds familiar to me. Via the Carnival of Personal Finance. [...]</description>
		<content:encoded><![CDATA[<p>[...] My top five personal finance blunders &#8211; Ron of <a href="http://www.thewisdomjournal.com/Blog/" target='_blank'>The Wisdom Journal</a> spills the beans about his five top (bottom?) personal finance mistakes. The &#8220;I lived paycheck to paycheck spending every last dime I made&#8221; one sounds familiar to me. Via the Carnival of Personal Finance. [...]</p>
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		<title>By: Carnival Roundup - NBA Finals Edition &#8212; Broke Grad Student</title>
		<link>http://www.thewisdomjournal.com/Blog/personal-finance-blunders/comment-page-1/#comment-2305</link>
		<dc:creator>Carnival Roundup - NBA Finals Edition &#8212; Broke Grad Student</dc:creator>
		<pubDate>Wed, 18 Jun 2008 11:08:35 +0000</pubDate>
		<guid isPermaLink="false">http://www.thewisdomjournal.com/Blog/?p=194#comment-2305</guid>
		<description>[...] Ron at The Wisdom Journal shares his top 5 personal finance blunders. [...]</description>
		<content:encoded><![CDATA[<p>[...] Ron at <a href="http://www.thewisdomjournal.com/Blog/" target='_blank'>The Wisdom Journal</a> shares his top 5 personal finance blunders. [...]</p>
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		<title>By: Growing Money &#187; Blog Archive &#187; Carnival of Personal Finance #157</title>
		<link>http://www.thewisdomjournal.com/Blog/personal-finance-blunders/comment-page-1/#comment-2302</link>
		<dc:creator>Growing Money &#187; Blog Archive &#187; Carnival of Personal Finance #157</dc:creator>
		<pubDate>Wed, 18 Jun 2008 05:09:11 +0000</pubDate>
		<guid isPermaLink="false">http://www.thewisdomjournal.com/Blog/?p=194#comment-2302</guid>
		<description>[...] Your Financial IQ? Here’s a Test. Politics and Your Money My Top 5 Personal Finance Blunders Too Much Debt Can Ruin Your Health Become Rich By Helping Others Financial Super Powers Series: [...]</description>
		<content:encoded><![CDATA[<p>[...] Your Financial IQ? Here’s a Test. Politics and Your Money My Top 5 Personal Finance Blunders Too Much Debt Can Ruin Your Health Become Rich By Helping Others Financial Super Powers Series: [...]</p>
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		<title>By: HIB</title>
		<link>http://www.thewisdomjournal.com/Blog/personal-finance-blunders/comment-page-1/#comment-2293</link>
		<dc:creator>HIB</dc:creator>
		<pubDate>Tue, 17 Jun 2008 13:06:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.thewisdomjournal.com/Blog/?p=194#comment-2293</guid>
		<description>Unfortunately, my latest financial blunder was this past year. I guess it wasn&#039;t a financial blunder per say, but it was certainly a big problem due to my lack of planning. We ended up owing over $3000 in taxes this year. My wife was a contracter for part of the year and we did not adequately plan for the tax consequences. On the positive side of things, I now tend to look for possible tax implications on all of our financial transcactions.</description>
		<content:encoded><![CDATA[<p>Unfortunately, my latest financial blunder was this past year. I guess it wasn&#8217;t a financial blunder per say, but it was certainly a big problem due to my lack of planning. We ended up owing over $3000 in <a href="http://www.thewisdomjournal.com/Blog/go/taxes.php/" target='_blank'>taxes</a> this year. My wife was a contracter for part of the year and we did not adequately plan for the tax consequences. On the positive side of things, I now tend to look for possible tax implications on all of our financial transcactions.</p>
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