Resolution Checkup halfway through January.
How are you doing with that New Year’s Resolution to change your life by changing your personal finances?
To make that resolution stick, you’ll have to develop some new habits. But how do you do that? First, understand how habits work. Remember that bad habits are easy to form, but become difficult to live with. Good habits, on the other hand, are difficult to form, but easy to live with.
For example, the bad habit of using your credit card to satisfy your need to socialize winds up becoming hard to live with after a while. But developing the habit of living on a budget is difficult to get started, but makes things easier when you get to retire at age 50!