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	<title>Comments on: 24 Signs You May Be A Mega Consumer</title>
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	<link>http://www.thewisdomjournal.com/Blog/signs-you-may-be-a-mega-consumer/</link>
	<description>Wise Choices. Improved Finances. A Better Life.</description>
	<lastBuildDate>Thu, 02 Sep 2010 20:02:55 +0000</lastBuildDate>
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		<title>By: Jack, Beans, and A Personal Economic Crisis</title>
		<link>http://www.thewisdomjournal.com/Blog/signs-you-may-be-a-mega-consumer/comment-page-1/#comment-15103</link>
		<dc:creator>Jack, Beans, and A Personal Economic Crisis</dc:creator>
		<pubDate>Fri, 11 Jun 2010 13:18:49 +0000</pubDate>
		<guid isPermaLink="false">http://www.thewisdomjournal.com/Blog/?p=119#comment-15103</guid>
		<description>[...] year. The percentage of saved beans, relative to his entire crop, was his savings rate, since the consumption he delayed today was his investment in the next season’s production [...]</description>
		<content:encoded><![CDATA[<p>[...] year. The percentage of saved beans, relative to his entire crop, was his savings rate, since the consumption he delayed today was his investment in the next season’s production [...]</p>
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		<title>By: Princess Kessie</title>
		<link>http://www.thewisdomjournal.com/Blog/signs-you-may-be-a-mega-consumer/comment-page-1/#comment-12817</link>
		<dc:creator>Princess Kessie</dc:creator>
		<pubDate>Thu, 31 Dec 2009 11:12:53 +0000</pubDate>
		<guid isPermaLink="false">http://www.thewisdomjournal.com/Blog/?p=119#comment-12817</guid>
		<description>&lt;i&gt;I came, I saw, I wanted, I bought&lt;/i&gt;

I&#039;ve always known this one as Veni, Vidi, Visa...</description>
		<content:encoded><![CDATA[<p><i>I came, I saw, I wanted, I bought</i></p>
<p>I&#8217;ve always known this one as Veni, Vidi, Visa&#8230;</p>
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		<title>By: Ron</title>
		<link>http://www.thewisdomjournal.com/Blog/signs-you-may-be-a-mega-consumer/comment-page-1/#comment-7874</link>
		<dc:creator>Ron</dc:creator>
		<pubDate>Sat, 01 Nov 2008 01:40:34 +0000</pubDate>
		<guid isPermaLink="false">http://www.thewisdomjournal.com/Blog/?p=119#comment-7874</guid>
		<description>&lt;a href=&quot;#comment-7873&quot; rel=&quot;nofollow&quot;&gt;#&lt;/a&gt;TheConsumerJournal→ 
It all depends on your current personal financial situation.</description>
		<content:encoded><![CDATA[<p><a href="#comment-7873" rel="nofollow">#</a>TheConsumerJournal→<br />
It all depends on your current personal financial situation.</p>
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		<title>By: TheConsumerJournal</title>
		<link>http://www.thewisdomjournal.com/Blog/signs-you-may-be-a-mega-consumer/comment-page-1/#comment-7878</link>
		<dc:creator>TheConsumerJournal</dc:creator>
		<pubDate>Fri, 31 Oct 2008 23:28:53 +0000</pubDate>
		<guid isPermaLink="false">http://www.thewisdomjournal.com/Blog/?p=119#comment-7878</guid>
		<description>As we know, most &quot;mega consumers&quot; live hand-to-mouth, paycheck-to-paycheck. If it weren&#039;t for tax penalties, they would deplete their IRAs. So, the real question is: &quot;Is a recession enough inspiration for the &quot;mega consumer&quot; to reform their ways? By the way, to answer your question, mega consumers are quite adept at juggling balances and debt from one credit card to the next.</description>
		<content:encoded><![CDATA[<p>As we know, most &#8220;mega consumers&#8221; live hand-to-mouth, paycheck-to-paycheck. If it weren&#8217;t for tax penalties, they would deplete their IRAs. So, the real question is: &#8220;Is a recession enough inspiration for the &#8220;mega consumer&#8221; to reform their ways? By the way, to answer your question, mega consumers are quite adept at juggling balances and debt from one <a href="http://www.thewisdomjournal.com/Blog/go/creditcard.php/" onclick='window.open(this.href); return false;' rel='nofollow'>credit card</a> to the next.</p>
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		<title>By: TheConsumerJournal</title>
		<link>http://www.thewisdomjournal.com/Blog/signs-you-may-be-a-mega-consumer/comment-page-1/#comment-7873</link>
		<dc:creator>TheConsumerJournal</dc:creator>
		<pubDate>Fri, 31 Oct 2008 18:15:37 +0000</pubDate>
		<guid isPermaLink="false">http://www.thewisdomjournal.com/Blog/?p=119#comment-7873</guid>
		<description>So, Ron can you tell us what happens to the mega consumer during a full blown recession?</description>
		<content:encoded><![CDATA[<p>So, Ron can you tell us what happens to the mega consumer during a full blown recession?</p>
]]></content:encoded>
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	<item>
		<title>By: Does Spending Less Money Get Easier Over Time? &#124; Frugal Dad</title>
		<link>http://www.thewisdomjournal.com/Blog/signs-you-may-be-a-mega-consumer/comment-page-1/#comment-6990</link>
		<dc:creator>Does Spending Less Money Get Easier Over Time? &#124; Frugal Dad</dc:creator>
		<pubDate>Thu, 25 Sep 2008 18:01:28 +0000</pubDate>
		<guid isPermaLink="false">http://www.thewisdomjournal.com/Blog/?p=119#comment-6990</guid>
		<description>[...] routine.  It&#8217;s not like you wake up one morning and completely undo all the years of being a mega-consumer.  And even when you do get all that emotional spending out of your system there times of [...]</description>
		<content:encoded><![CDATA[<p>[...] routine.  It&#8217;s not like you wake up one morning and completely undo all the years of being a mega-consumer.  And even when you do get all that emotional spending out of your system there times of [...]</p>
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	</item>
	<item>
		<title>By: Your children's REAL inheritance &#124; The Wisdom Journal</title>
		<link>http://www.thewisdomjournal.com/Blog/signs-you-may-be-a-mega-consumer/comment-page-1/#comment-2739</link>
		<dc:creator>Your children's REAL inheritance &#124; The Wisdom Journal</dc:creator>
		<pubDate>Sun, 20 Jul 2008 18:25:27 +0000</pubDate>
		<guid isPermaLink="false">http://www.thewisdomjournal.com/Blog/?p=119#comment-2739</guid>
		<description>[...] Do you spend impulsively, either on big things or little things? I used to be pretty bad about impulsive spending but have really reined in my impulsive habits. I still impulsively spend on some small things but [...]</description>
		<content:encoded><![CDATA[<p>[...] Do you spend impulsively, either on big things or little things? I used to be pretty bad about impulsive spending but have really reined in my impulsive habits. I still impulsively spend on some small things but [...]</p>
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	<item>
		<title>By: Vi</title>
		<link>http://www.thewisdomjournal.com/Blog/signs-you-may-be-a-mega-consumer/comment-page-1/#comment-2699</link>
		<dc:creator>Vi</dc:creator>
		<pubDate>Fri, 18 Jul 2008 17:54:57 +0000</pubDate>
		<guid isPermaLink="false">http://www.thewisdomjournal.com/Blog/?p=119#comment-2699</guid>
		<description>Hi,
RE: Pingback by Slashing Monthly Expenses- A Real Family’s Example &#124; Frugal Dad 
2008-07-10 06:00:43 
&quot;the Roberts like to eat out several times a week.  I know from experience this gets expensive when you have four mouths to feed.  And from the video it didn’t look like they were dining at a budget eatery for their evening meals.  Even Chick-Fil-A adds up quickly if you visit a couple times a week!  Mrs. Roberts was seen in the video getting a pedicure and manicure, and paying $25 to get her SUV washed and detailed.  All signs pointed to the fact these guys were mega consumers.&quot;

I have to wonder if some of it is just plain old lazy! Why do your own when you can pay for the car wash or the manicure or other things for someone else to do it.  I hate others doing my stuff for me, period!  My situation is we are not allowed to use the water here outside so we have to carwash it.  Manicures, it is not that hard to do ones own and I do!  Eating out, my food made from scrath has always tasted better and the comments give support it.  

People bought into the governments pushing this that and the other onto us as having to have this that and the other.  I say government due to the having to get a converter box to watch what little TV that I do watch.  They push the commercials as it is a better picture and better signal.  I got the converter box (another item I did not need or did not want to purchase, but to watch what littel TV I do I am forced to buy it or not watch what little I do) and the signal is too low to pull so I am watching what little TV that I do watch the way I alwas did, and now have a new issue to deal with that was not there prior to.  I have to call and find out why!  Digital TV was implemented as it brings more buyers to the airwaves or whatever is used to make it work and thereby brings in more money to be made and ultimately more money to the government whether it is local or on the higher levels of taxing and buying what we did not need in the first place.  

Much like anything else, consumerism is in some form or way pushed on consumers by government and secondly consumers need to have everything and anything even if they do not need it.  Most of it is a want, as we all know the necessarties of life and wnts have nothing to do with needs at all.  

Years ago things were too risque to be seen on TV and now it seems like there is not a whole lot that is over the top and most of it comes down to who makes the money and who sets the rules, most to all of it, ultimately in the end, is one form of government or the other.  If you wwatch any of the studies that were done years ago to make consumers buy in one direction or the other you get the idea (test markets that were set up by government and others who followed under them) of how government forces consumers to buy this and that by what they allow or push onto the market.  After all, who gives the OK for things to make it to market?  Governement in one way or the other has a hand in it.

They say Americans are Oil hogs.  Pardon me, but who allowed the manufacturers to put the gas guzzlers on the market.  We, the consumer, did not design, or get permission to put these hogs on the roads, but in order to make from point A to B even for lifes necessarties we need an automobile of some sort and if all that is put on the market or mostly and it is made to look like good times and not a fall out, then what do you think consumers are going to buy?  Exactly, they are going to buy what is on the market for sale.  Yes, there are small cars and what if some do not believe in lining the pockets of foreigners as the oil prices always have done a good job of that already.

Think of how the Hybrids were not doing so well on the market.  The government and all the news come out with this and that and the advantages, but left out the dollar cost and the having to find a place to refuel or charge and not all that was in place, and what about all the R&amp;D that would not be paid for, so they up the price of oil per barrel and the gas price hits the roof and now the Hybrids and other small behicles are making a big hit.  Well, duh, sure it did and it is just another of government forcing consumers to follow as they want consumers and people in general to.  They do not like those who do not follow or it could lead to a civil war or revolt and that does not set so well.  so, you manipulate and do any and all you can to keep the people in line and gollowing instead of leading.  The government does not let you have or do any more than it wants you too and that is called, control, as last I knew it.  Do we have to follow all of it, no.  Do we have to survive one way or the other, yes.  It is a matter of how or what one chooses if fortunate to do well in life that makes the difference in life as it always has and we all know, good decisions reap good rewards and bad reap bad or not so hot an outcome on the lower end!  

Well that is my take on consumerism.  Thanks for allowing me to voice on your blog.  I enjoy reading what all have to say and usually come away with some new perspectives and advice.  Keep up the good work and the good comments too.  Have a great day!</description>
		<content:encoded><![CDATA[<p>Hi,<br />
RE: Pingback by Slashing Monthly Expenses- A Real Family’s Example | <a href="http://frugaldad.com" target='_blank'>Frugal Dad</a><br />
2008-07-10 06:00:43<br />
&#8220;the Roberts like to eat out several times a week.  I know from experience this gets expensive when you have four mouths to feed.  And from the video it didn’t look like they were dining at a <a href="http://www.thewisdomjournal.com/Blog/go/budget.php/" onclick='window.open(this.href); return false;'>budget</a> eatery for their evening meals.  Even Chick-Fil-A adds up quickly if you visit a couple times a week!  Mrs. Roberts was seen in the video getting a pedicure and manicure, and paying $25 to get her SUV washed and detailed.  All signs pointed to the fact these guys were mega consumers.&#8221;</p>
<p>I have to wonder if some of it is just plain old lazy! Why do your own when you can pay for the car wash or the manicure or other things for someone else to do it.  I hate others doing my stuff for me, period!  My situation is we are not allowed to use the water here outside so we have to carwash it.  Manicures, it is not that hard to do ones own and I do!  Eating out, my food made from scrath has always tasted better and the comments give support it.  </p>
<p>People bought into the governments pushing this that and the other onto us as having to have this that and the other.  I say government due to the having to get a converter box to watch what little TV that I do watch.  They push the commercials as it is a better picture and better signal.  I got the converter box (another item I did not need or did not want to purchase, but to watch what littel TV I do I am forced to buy it or not watch what little I do) and the signal is too low to pull so I am watching what little TV that I do watch the way I alwas did, and now have a new issue to deal with that was not there prior to.  I have to call and find out why!  Digital TV was implemented as it brings more buyers to the airwaves or whatever is used to make it work and thereby brings in more money to be made and ultimately more money to the government whether it is local or on the higher levels of taxing and buying what we did not need in the first place.  </p>
<p>Much like anything else, consumerism is in some form or way pushed on consumers by government and secondly consumers need to have everything and anything even if they do not need it.  Most of it is a want, as we all know the necessarties of life and wnts have nothing to do with needs at all.  </p>
<p>Years ago things were too risque to be seen on TV and now it seems like there is not a whole lot that is over the top and most of it comes down to who makes the money and who sets the rules, most to all of it, ultimately in the end, is one form of government or the other.  If you wwatch any of the studies that were done years ago to make consumers buy in one direction or the other you get the idea (test markets that were set up by government and others who followed under them) of how government forces consumers to buy this and that by what they allow or push onto the market.  After all, who gives the OK for things to make it to market?  Governement in one way or the other has a hand in it.</p>
<p>They say Americans are Oil hogs.  Pardon me, but who allowed the manufacturers to put the gas guzzlers on the market.  We, the consumer, did not design, or get permission to put these hogs on the roads, but in order to make from point A to B even for lifes necessarties we need an automobile of some sort and if all that is put on the market or mostly and it is made to look like good times and not a fall out, then what do you think consumers are going to buy?  Exactly, they are going to buy what is on the market for sale.  Yes, there are small cars and what if some do not believe in lining the pockets of foreigners as the oil prices always have done a good job of that already.</p>
<p>Think of how the Hybrids were not doing so well on the market.  The government and all the news come out with this and that and the advantages, but left out the dollar cost and the having to find a place to refuel or charge and not all that was in place, and what about all the R&amp;D that would not be paid for, so they up the price of oil per barrel and the gas price hits the roof and now the Hybrids and other small behicles are making a big hit.  Well, duh, sure it did and it is just another of government forcing consumers to follow as they want consumers and people in general to.  They do not like those who do not follow or it could lead to a civil war or revolt and that does not set so well.  so, you manipulate and do any and all you can to keep the people in line and gollowing instead of leading.  The government does not let you have or do any more than it wants you too and that is called, control, as last I knew it.  Do we have to follow all of it, no.  Do we have to survive one way or the other, yes.  It is a matter of how or what one chooses if fortunate to do well in life that makes the difference in life as it always has and we all know, good decisions reap good rewards and bad reap bad or not so hot an outcome on the lower end!  </p>
<p>Well that is my take on consumerism.  Thanks for allowing me to voice on your blog.  I enjoy reading what all have to say and usually come away with some new perspectives and advice.  Keep up the good work and the good comments too.  Have a great day!</p>
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		<title>By: Slashing Monthly Expenses- A Real Family&#8217;s Example &#124; Frugal Dad</title>
		<link>http://www.thewisdomjournal.com/Blog/signs-you-may-be-a-mega-consumer/comment-page-1/#comment-2548</link>
		<dc:creator>Slashing Monthly Expenses- A Real Family&#8217;s Example &#124; Frugal Dad</dc:creator>
		<pubDate>Thu, 10 Jul 2008 11:00:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.thewisdomjournal.com/Blog/?p=119#comment-2548</guid>
		<description>[...] The budget probably doesn&#8217;t look all that different from other families out there (I even saw a couple familiar frivolous activities I used to engage in, and a couple I still occasionally do).  Like most young families, the Roberts like to eat out several times a week.  I know from experience this gets expensive when you have four mouths to feed.  And from the video it didn&#8217;t look like they were dining at a budget eatery for their evening meals.  Even Chick-Fil-A adds up quickly if you visit a couple times a week!  Mrs. Roberts was seen in the video getting a pedicure and manicure, and paying $25 to get her SUV washed and detailed.  All signs pointed to the fact these guys were mega consumers. [...]</description>
		<content:encoded><![CDATA[<p>[...] The <a href="http://www.thewisdomjournal.com/Blog/go/budget.php/" onclick='window.open(this.href); return false;'>budget</a> probably doesn&#8217;t look all that different from other families out there (I even saw a couple familiar frivolous activities I used to engage in, and a couple I still occasionally do).  Like most young families, the Roberts like to eat out several times a week.  I know from experience this gets expensive when you have four mouths to feed.  And from the video it didn&#8217;t look like they were dining at a <a href="http://www.thewisdomjournal.com/Blog/go/budget.php/" onclick='window.open(this.href); return false;'>budget</a> eatery for their evening meals.  Even Chick-Fil-A adds up quickly if you visit a couple times a week!  Mrs. Roberts was seen in the video getting a pedicure and manicure, and paying $25 to get her SUV washed and detailed.  All signs pointed to the fact these guys were mega consumers. [...]</p>
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		<title>By: Weekly Roundup: All-Star Celebration Edition &#124; Frugal Dad</title>
		<link>http://www.thewisdomjournal.com/Blog/signs-you-may-be-a-mega-consumer/comment-page-1/#comment-2069</link>
		<dc:creator>Weekly Roundup: All-Star Celebration Edition &#124; Frugal Dad</dc:creator>
		<pubDate>Sat, 31 May 2008 15:22:20 +0000</pubDate>
		<guid isPermaLink="false">http://www.thewisdomjournal.com/Blog/?p=119#comment-2069</guid>
		<description>[...] Signs You May Be a Megaconsumer from The Wisdom Journal.  This one was so good it made the front page of MSN. com, and knocked Ron offline for a while with the surge in traffic - always a good problem! [...]</description>
		<content:encoded><![CDATA[<p>[...] Signs You May Be a Megaconsumer from The <a href="http://www.thewisdomjournal.com/Blog" target='_blank'>Wisdom</a> Journal.  This one was so good it made the front page of MSN. com, and knocked Ron offline for a while with the surge in traffic &#8211; always a good problem! [...]</p>
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