It Pays To Know The Difference Between APR and APY
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APR is annual percentage rate. APY is annual percentage yield. So what’s the difference?
Both have [...]
Another Way Credit Card Companies Will Stab You in the Back
Note: This post was included in the Carnival of Personal Finance Baby Education Edition at Million Dollar Journey. Check this site out!
Oh the heady days of 2003! Credit was easy, living was high. Banks and credit card companies were rolling in the profits as the US was coming out of the economic aftermath of [...]
How to Go Into Debt and How to Avoid it
For purposes of this discussion, I define bad debt as purchasing anything on credit that declines in value. Good debt involves purchasing something on credit that increases in value. But beware: bad debt can be camouflaged as good debt if it puts you in a difficult financial position where you’re unable to meet the [...]
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