^[2]As one of the most influential scientists in history, Sir Isaac Newton (1643-1727) introduced the world to his three laws of motion. These laws of physics and motion apply to objects in space, things on earth, and ironically, to our personal lives and finances.

Newton’s First Law

The more something weighs, the more energy required to move it.

How does this apply to personal finance?

Have a mountain of debt to conquer? You’ll need a lot of cash to retire it. To get that large amount of cash, you’ll need to make extra money ^[3], and/or use a savings strategy ^[4] commensurate with the amount you need to accumulate.