Regardless what you think of him today, Tiger Woods has been taught a lesson we all need to learn: Just because you’re “somebody,” just because you work hard, just because you’re talented, just because other people like you, just because certain temptations are available to you, doesn’t mean you’re allowed to give in to those temptations.
I felt that I had worked hard my entire life and deserved to enjoy all the temptations around me. I felt I was entitled.
Don’t we say the same things about our money as Tiger did about his marriage and personal life?
We think “I’ve worked hard, I deserve that new wardrobe.” But at the same time, our clothes budget is maxed out.
We think “I’m a vice-president at my company and I deserve that new entertainment system.” But we’re constantly funneling money back and forth from our savings account (and credit card cash advances) to checking just to cover our inability or unwillingness to budget.
We say “I’m entitled to have that new car.” When we can’t even afford the car we’re driving now.
We think “It’s not really MY fault that I overspent on dining out because my friends know that when I’m asked to join them, I just can’t resist.” And we shift the blame for our own actions over to someone else simply because we can’t find it inside ourselves to say no.
Our budget-busting actions hurt others in our lives too. How much stress would be lifted from your shoulders if your emergency fund was filled with six or eight months of living expenses? How would that stress relief affect your relationship with your children, with your spouse, with your boss?
How would your relationships change for the better if you no longer lived paycheck-to-paycheck and used YNAB to give direction to every dollar your earned?
So, as Tiger Woods continues his comeback, let’s all remember the lessons he was painfully taught and apply them to our own lives. Chief among these lessons? Don’t let a sense of entitlement creep into your thinking.
And let whoever is without sin cast the first stone …