Comments on: What You Should Know About Your Credit Report http://www.thewisdomjournal.com/Blog/what-you-should-know-about-your-credit-report/ Wise Choices. Improved Finances. A Better Life. Sun, 05 Feb 2012 12:01:40 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Links for Super-Charged Living - Feb 9, 2008 - My Super-Charged Life http://www.thewisdomjournal.com/Blog/what-you-should-know-about-your-credit-report/comment-page-1/#comment-277 Links for Super-Charged Living - Feb 9, 2008 - My Super-Charged Life Sat, 09 Feb 2008 17:25:48 +0000 http://www.thewisdomjournal.com/Blog/what-you-should-know-about-your-credit-report/#comment-277 [...] Financially Wise What You Should Know About Your Credit Report [...] [...] Financially Wise What You Should Know About Your Credit Report [...]

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]]> By: Ron http://www.thewisdomjournal.com/Blog/what-you-should-know-about-your-credit-report/comment-page-1/#comment-251 Ron Fri, 08 Feb 2008 00:11:02 +0000 http://www.thewisdomjournal.com/Blog/what-you-should-know-about-your-credit-report/#comment-251 @Mike Wow. Twice is too much. I bet that was a serious drain on you. I hate to hear that you had to go through that. I bet you've learned a great deal through it though. We all need to be more vigilant with two things: our time and our reputation. Identity theft hurts both of those. @Mike
Wow. Twice is too much. I bet that was a serious drain on you. I hate to hear that you had to go through that. I bet you’ve learned a great deal through it though. We all need to be more vigilant with two things: our time and our reputation. Identity theft hurts both of those.

]]> By: Mike http://www.thewisdomjournal.com/Blog/what-you-should-know-about-your-credit-report/comment-page-1/#comment-240 Mike Thu, 07 Feb 2008 13:14:31 +0000 http://www.thewisdomjournal.com/Blog/what-you-should-know-about-your-credit-report/#comment-240 Yep, twice, Ron. The first time grew out of being robbed, I think. Police never caught the robbers, but a few months later I got a call from a Sheriff hundreds of miles away who'd arrested someone who had a driver's licence, checking account, and credit card in my name. He'd been arrested on another charge, they couldn't link him back to robbing my house, and the sheriff said that he couldn't do anything about the credit/identity fraud. He said that he was just calling me as a "courtesy"--then he added that I'd have to do all of the work in tracking just what this guy did. As it turned out, he hadn't done much. Amazingly, he'd only gotten the checking account and credit card the day before, and he hadn't used any of the $10,000 credit line on it. At least in the state I was in then, that left nothing to prosecute. On my second round, I suspect that someone double-swiped my credit card on a business trip in Toronto. Shortly after I returned, my credit card company called me about buying $12,000 worth of computer equipment and software ... in Spain! It was pretty easy to prove that I had not been in Spain. Even easier, it was my CitiBank card, and they handled the whole thing. Yep, twice, Ron. The first time grew out of being robbed, I think. Police never caught the robbers, but a few months later I got a call from a Sheriff hundreds of miles away who’d arrested someone who had a driver’s licence, checking account, and credit card in my name. He’d been arrested on another charge, they couldn’t link him back to robbing my house, and the sheriff said that he couldn’t do anything about the credit/identity fraud. He said that he was just calling me as a “courtesy”–then he added that I’d have to do all of the work in tracking just what this guy did. As it turned out, he hadn’t done much. Amazingly, he’d only gotten the checking account and credit card the day before, and he hadn’t used any of the $10,000 credit line on it. At least in the state I was in then, that left nothing to prosecute.

On my second round, I suspect that someone double-swiped my credit card on a business trip in Toronto. Shortly after I returned, my credit card company called me about buying $12,000 worth of computer equipment and software … in Spain! It was pretty easy to prove that I had not been in Spain. Even easier, it was my CitiBank card, and they handled the whole thing.

]]> By: Ron http://www.thewisdomjournal.com/Blog/what-you-should-know-about-your-credit-report/comment-page-1/#comment-231 Ron Thu, 07 Feb 2008 03:46:34 +0000 http://www.thewisdomjournal.com/Blog/what-you-should-know-about-your-credit-report/#comment-231 @Angie Just make sure you pull your credit report and insist that any inaccurate entries are removed. Thanks for commenting. @Jeff Every time I pull mine (8-12 times/year) it seems like there's something on there that makes me say, "Hold on a minute, what's THAT?" Love your new site Jeff. It looks GREAT! @Angie
Just make sure you pull your credit report and insist that any inaccurate entries are removed. Thanks for commenting.

@Jeff
Every time I pull mine (8-12 times/year) it seems like there’s something on there that makes me say, “Hold on a minute, what’s THAT?”

Love your new site Jeff. It looks GREAT!

]]> By: Ron http://www.thewisdomjournal.com/Blog/what-you-should-know-about-your-credit-report/comment-page-1/#comment-234 Ron Thu, 07 Feb 2008 00:47:35 +0000 http://www.thewisdomjournal.com/Blog/what-you-should-know-about-your-credit-report/#comment-234 @Mike Thanks. Twice? I was a victim once and that was enough. I did the same things as you but I also signed up for credit monitoring throught Equifax. I did buy a car some time after that and it was a hassle. Did you prosecute? @Mike
Thanks.
Twice? I was a victim once and that was enough. I did the same things as you but I also signed up for credit monitoring throught Equifax. I did buy a car some time after that and it was a hassle.

Did you prosecute?

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