12 Things I Learned By 42 That I Wish I Knew At 22

June 27, 2017 Mike 0

My, how time flies. Seems just like yesterday that I was a 12 year old kid, going for long bike rides in Sherwood Forrest, the subdivision just around the corner from where I lived. Playing with William, Edward, and my […]

My Top 5 Personal Finance Blunders

June 25, 2017 Mike 0

NOTE: This post was graciously included in the 3rd Anniversary of the Carnival of Personal Finance #157 as an EDITOR’S CHOICE at Consumerism Commentary. Many thanks to Flexo for hosting. Be sure and subscribe to Consumerism Commentary via RSS or […]

Get Your Emergency Fund In Place Now

June 25, 2017 Mike 0

An emergency fund exists to help you and me handle those unexpected expenses that always seem to pop up at the worst possible time. It’s a rainy day fund and since the average person will experience a major life event […]

Your Low Salary Isn’t Really Your Fault

June 18, 2017 Mike 0

Tweet You show up. You work hard. Yet, you still have a low salary and you can’t make ends meet. It has nothing to do with your own abilities (or lack of them), it has nothing to do with your

5 Ways I Plan To Survive The Recession

June 18, 2017 Mike 0

This article was included in The Festival of Frugality #118 over at My Dollar Plan. Thanks Madison! Recession talk is all around us and the recession is on virtually every news cast. Paul Harvey even says we are in a […]

24 Signs You May Be A Mega Consumer

June 10, 2017 Mike 0

Tweet Mega Consumers appear to be the driving force in the US economy. Everything hinges on the consumer: the auto industry, the home building industry, the retail industry, the restaurant industry, even the banking industry. Your government thinks so much

5 Reasons to Write a Will – Small Step Challenge

June 8, 2017 Mike 0

Tweet Mrs. Micah has tagged several Personal Finance Bloggers with a challenge: Find one step you can take to make your financial system better or more organized. My choice: rewrite my Will. I have to admit that I haven’t thought

For Sale To The Highest Bidder: Your Identity

June 6, 2017 Mike 0

Your identity is one of your most valuable personal assets. It defines who you are. It can save you big money when applying for loans (if you protect it), or it can cost you big bucks when an unauthorized person