My bank just sent me a postcard with a unique opportunity to get FIVE DOLLARS (wow) deposited into my account if I only:
- Use my check card 30 times in the next 30 days AND
- Press “credit” instead of “debit” each time.
When I use the debit feature of your check card, the retailer is charged less money than when I use the credit feature. As a result, the bank makes more money and it’s a lot more over the course of 30 transactions than five measley bucks.
First of all, 30 transactions in 30 days seems like a lot to me, especially since I’m striving to have long strings of days where I spend nothing. The whole offer just smacks of consumerism.
What would you do? Is it worth the five dollars (3.57 Euro). Or does it irritate you as much as it does me?